Short answer
CHEMUNG FINANCIAL CORP (CHMG) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $34M (up 6.0% year over year) with net income of $9M.
Q1 2026 key financials · XBRL
- Revenue
- $34M
- +6.0% YoY
- Net income
- $9M
- +52.7% YoY
- EPS (diluted)
- $1.91
- +51.6% YoY
Source: XBRL data from the CHEMUNG FINANCIAL CORP (CHMG) Q1 2026 10-Q on SEC EDGAR. USD.
CHEMUNG FINANCIAL CORP Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net interest income $23.6M, up 19.0% YoY from $19.8M
- Net income $9.2M, up 52.7% YoY from $6.0M
- Net interest margin 3.60% vs 2.96%; efficiency ratio 58.39% vs 65.85%
- Commercial loans strongest growth, average balances up $233.0M; consumer loans declined $29.2M
- Allowance for credit losses $24.9M vs $24.2M; hypothetical unemployment and GDP shock would increase it to $26.3M
Risk Factors
- No material changes to 2025 Form 10-K risk factors
- Broad unknown-risk exposure to business, financial condition, and operating results
- No new regulatory, legal, or compliance risk identified
- No newly disclosed operational, competitive, or market risk
- No newly disclosed liquidity, debt, currency, or concentration risk
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other CHEMUNG FINANCIAL CORP quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.