WSBC WESBANCO INC

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Regional bank providing diversified loan and deposit services primarily funded by stable core deposits and investment securities
• • Strategic emphasis in 2026 on managing increased public funds deposits now secured by pledged investment securities covering 61% of portfolio market value
• • Available credit line with FHLB nearly doubled to $6.8 billion from $3.7 billion in 2024 as a key liquidity resource
• • Deposits grew to $21.7 billion with uninsured deposits at $7.0 billion or 33% of total, including $2.3 billion of over-limit public funds
• • Outstanding credit commitments expanded to $6.3 billion in 2025 from $4.5 billion in 2024, reflecting growing loan funding capacity

Risk Factors

• • Regulatory risk from ASC 326 (Current Expected Credit Losses) impacting loan loss reserves, requiring complex judgment on macroeconomic forecasts and credit deterioration
• • Macroeconomic threat from regional and national unemployment impacting credit loss allowances, with portfolio loans increased 51.9% to $19.2B post-PFC acquisition
• • Operational risk in integrating PFC acquisition assets of $7.9B, including $5.9B loans and $1.2B securities, affecting credit loss provisions and operational costs
• • Competitive risk from digital banking income growth (+$6.5M in 2025) prompted by competitors' advanced technology platforms in banking services
• • Financial risk from significant goodwill and intangible assets ($1.69B net) requiring annual impairment testing amid market and credit condition uncertainties

Management Discussion & Analysis

• • Revenue and profitability figures not disclosed; focus on risk management and interest rate sensitivity
• • Net interest income sensitivity: +200 bps yields +2.0% change in 2025 vs +4.8% in 2024; policy limit -10.0%
• • Economic value of equity change +200 bps: -0.6% in 2025 vs +1.7% in 2024; policy limit -20.0%
• • Balance sheet strategies: increase commercial/home equity loans, adjust deposit rates, manage FHLB borrowings, use CDARS®/ICS® deposits
• • No explicit cash flow or capital allocation data provided; forward-looking focus on ALCO risk management and earnings stability

What are the latest WSBC SEC filings in 2026?

WESBANCO INC (WSBC) has filed a 10-K annual report on March 2, 2026, a 10-Q quarterly report on April 30, 2026, an 8-K current report on July 21, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did WSBC file its most recent 10-K annual report?

WESBANCO INC (WSBC) filed its most recent 10-K annual report on March 2, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view WSBC 10-Q quarterly reports?

WESBANCO INC (WSBC)'s most recent 10-Q quarterly report was filed on April 30, 2026. SignalX displays every WSBC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has WSBC filed recently?

WESBANCO INC (WSBC)'s most recent 8-K was filed on July 21, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find WSBC insider trading activity (Form 4)?

SignalX aggregates every WSBC Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does WSBC file with the SEC?

WESBANCO INC (WSBC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new WSBC filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for WESBANCO INC (WSBC).

What is WSBC's SEC CIK number?

WESBANCO INC (WSBC)'s SEC CIK (Central Index Key) number is 203596. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 203596 to look up all WSBC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find WSBC return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from WESBANCO INC (WSBC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.