WSBC at a glance
WESBANCO INC (WSBC, SEC CIK 203596) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on July 30, 2026, an 8-K current report on October 2, 2026 and Form 4 insider filings as recently as August 26, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), WESBANCO INC (WSBC) reported revenue of $1.3 billion (up 54.1% from FY2024) and net income of $223.1 million. Diluted EPS was $2.23.
- As of June 30, 2026, 32 institutional investment managers tracked by SignalX reported holding WESBANCO INC (WSBC) shares worth $1.9 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Knouse-Snyder Denise H on August 24, 2026 of 3,070 shares at $40.89 per share.
- In the last 90 days, WSBC insiders reported 0 open-market purchases ($0) and 17 open-market sales ($1.4M) on Form 4, a net sale of $1.4M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $1.3B
- +54.1% vs prior year
- Insiders · 90 days
- 0 buys · 17 sells
- Net −$1.4M
- 13F holders
- 32 funds
- $1.9B · +1 vs prior quarter
- Latest 8-K
- Aug 27, 2026
- Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Regional bank providing diversified loan and deposit services primarily funded by stable core deposits and investment securities
- Strategic emphasis in 2026 on managing increased public funds deposits now secured by pledged investment securities covering 61% of portfolio market value
- Available credit line with FHLB nearly doubled to $6.8 billion from $3.7 billion in 2024 as a key liquidity resource
- Deposits grew to $21.7 billion with uninsured deposits at $7.0 billion or 33% of total, including $2.3 billion of over-limit public funds
- Outstanding credit commitments expanded to $6.3 billion in 2025 from $4.5 billion in 2024, reflecting growing loan funding capacity
Risk Factors
- Regulatory risk from ASC 326 (Current Expected Credit Losses) impacting loan loss reserves, requiring complex judgment on macroeconomic forecasts and credit deterioration
- Macroeconomic threat from regional and national unemployment impacting credit loss allowances, with portfolio loans increased 51.9% to $19.2B post-PFC acquisition
- Operational risk in integrating PFC acquisition assets of $7.9B, including $5.9B loans and $1.2B securities, affecting credit loss provisions and operational costs
- Competitive risk from digital banking income growth (+$6.5M in 2025) prompted by competitors' advanced technology platforms in banking services
- Financial risk from significant goodwill and intangible assets ($1.69B net) requiring annual impairment testing amid market and credit condition uncertainties
Management Discussion & Analysis
- Revenue and profitability figures not disclosed; focus on risk management and interest rate sensitivity
- Net interest income sensitivity: +200 bps yields +2.0% change in 2025 vs +4.8% in 2024; policy limit -10.0%
- Economic value of equity change +200 bps: -0.6% in 2025 vs +1.7% in 2024; policy limit -20.0%
- Balance sheet strategies: increase commercial/home equity loans, adjust deposit rates, manage FHLB borrowings, use CDARS®/ICS® deposits
- No explicit cash flow or capital allocation data provided; forward-looking focus on ALCO risk management and earnings stability
AI summary of the WSBC 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net interest income sensitivity increased; +300 bps scenario impact 4.7% vs 2.9% at December 31, 2025
- Down-rate exposure: net interest income impact (7.5%) at -300 bps vs (5.4%) year-end
- Adjustable-rate loans increased, funded primarily with short-term borrowings
- Deposit betas modeled in the mid-to-upper 40s amid persistent funding-cost pressures
- Balance-sheet actions: growing variable-rate loans, managing deposits, borrowing terms, and investment duration
AI summary of the WSBC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- WesBanco scheduled investor presentations during Q3 2026
- Exhibit 99.1 contains the presentation materials for investor review
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 earnings covered three and six months ended June 30, 2026
- Press release and earnings presentation contain financial results and management commentary
Item EX-99.1: Item EX-99.1
- Q2 net income available to common shareholders rose 61.1% to $88.4 million, or $0.91 diluted EPS, aided by sharply lower merger costs
- Adjusted diluted EPS reached $0.92 versus $0.91, indicating modest underlying earnings growth despite acquisition-related comparisons
AI summaries of WSBC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for WSBC
Don't miss the next WSBC filing
- Alerts as it files. A push when WSBC files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut WSBC, by share count.
- Ask anything. An AI agent that reads every WSBC filing and answers with sources.
WSBC alerts on your phone. Follow it in the SignalX Android app.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Laws Richard K | F | Aug 26, 2026 | 1,558 | $42.21 |
| Knouse-Snyder Denise H | Sell | Aug 24, 2026 | 3,070 | $40.89 |
| Friend Robert H | Sell | Aug 11, 2026 | 2,000 | $42.05 |
| Friend Robert H | M | Aug 11, 2026 | 1,000 | $32.30 |
| Friend Robert H | Sell | Aug 11, 2026 | 213 | $42.05 |
| Friend Robert H | M | Aug 11, 2026 | 2,000 | $24.91 |
| Friend Robert H | M | Aug 11, 2026 | 1,000 | $38.78 |
| Friend Robert H | Sell | Aug 11, 2026 | 787 | $42.05 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $711.5M | $825.6M | $1.3B |
| Net Income | $159.0M | $151.5M | $223.1M |
| Net Margin | 22.4% | 18.4% | 17.5% |
| Balance Sheet | |||
| Total Assets | $17.7B | $18.7B | $27.7B |
| Equity | $2.5B | $2.8B | $4.0B |
| ROE | 6.3% | 5.4% | 5.5% |
| Per Share | |||
| EPS | - | $2.26 | $2.23 |
| Cash Flow | |||
| Operating CF | $169.3M | $211.0M | $290.4M |
| CapEx | $22.5M | $10.3M | $10.4M |
Source: XBRL data in WESBANCO INC (WSBC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate WSBC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 32 | $1.85B |
| Q1 2026 | 31 | $1.31B |
| Q4 2025 | 30 | $1.27B |
| Q3 2025 | 33 | $1.25B |
| Q2 2025 | 30 | $1.21B |
| Q1 2025 | 27 | $920.0M |
| Q4 2024 | 22 | $600.8M |
| Q3 2024 | 18 | $297.1M |
- State Street Corp+1.85M (+49%)
- BlackRock+1.71M (+22%)
- Vanguard Portfolio Management LLC+1.06M (+22%)
- JPMorgan Chase & Co+954.5K (+165%)
- Goldman Sachs Group+767.7K (+36%)
- Renaissance Technologies LLC−169.8K (-92%)
- Millennium Management−4.7K (-24%)
- PNC Financial Services−1.0K (-10%)
- Truist Financial−1.0K (-16%)
- U.S. Bancorp−135 (-0%)
- D.E. Shaw & Co+70.6K
- OLD NATIONAL BANCORP /IN/+5.5K
- Citadel Advisors LLC−32.4K
Source: 13F-HR filings on SEC EDGAR (aggregated from 223 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
WSBC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Oct 2, 2026 | - | - | - |
| 8-K | Aug 27, 2026 | - | Analysis | - |
| 4 | Aug 26, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 12, 2026 | - | - | - |
| 4 | Aug 12, 2026 | - | - | - |
| SC 13G | Aug 7, 2026 | - | - | |
| 4 | Jul 30, 2026 | - | - | - |
| 10-Q | Jul 30, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 29, 2026 | - | - | - |
| 4 | Jul 28, 2026 | - | - | - |
| 8-K | Jul 21, 2026 | - | Analysis | - |
| 8-K | Jul 2, 2026 | - | Analysis | - |
| 4 | Jun 23, 2026 | - | - | - |
| 8-K | Jun 4, 2026 | - | Analysis | |
| 8-K | May 20, 2026 | - | Analysis | |
| 4 | May 8, 2026 | - | - | |
| 8-K | May 4, 2026 | - | Analysis | - |
| SC 13G | Apr 30, 2026 | - | - | |
| 10-Q | Apr 30, 2026 | Mar 31, 2026 | Analysis | |
| 4 | Apr 30, 2026 | - | - | - |
| SC 13G | Apr 29, 2026 | - | - | |
| 4 | Apr 28, 2026 | - | - | - |
| 4 | Apr 24, 2026 | - | - | - |
| 4 | Apr 24, 2026 | - | - | - |
Related Financials companies
- ALRS · ALERUS FINANCIAL CORPNational Commercial Banks
- AMTB · Amerant Bancorp Inc.National Commercial Banks
- ATLO · AMES NATIONAL CORPNational Commercial Banks
- AROW · ARROW FINANCIAL CORPNational Commercial Banks
- BANC · BANC OF CALIFORNIA, INC.National Commercial Banks
- BANF · BANCFIRST CORP /OK/National Commercial Banks
- TBBK · Bancorp, Inc.National Commercial Banks
- BFC · Bank First CorpNational Commercial Banks
WSBC SEC filings: frequently asked questions
Are WSBC insiders buying or selling?
In the last 90 days, WESBANCO INC (WSBC) officers, directors and 10% owners reported no open-market purchases and 17 open-market sales worth $1.4 million by 5 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold WSBC stock?
As of June 30, 2026, the largest WESBANCO INC (WSBC) holders among the 13F filers tracked by SignalX were BlackRock ($364.0 million), Vanguard Portfolio Management LLC ($227.5 million), State Street Corp ($220.6 million), Dimensional Fund Advisors ($219.2 million), Vanguard Capital Management LLC ($168.7 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was WSBC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), WESBANCO INC (WSBC) reported revenue of $1.3 billion (up 54.1% from FY2024) and net income of $223.1 million. Diluted EPS was $2.23. The figures come from the XBRL data in the 10-K.
What are the main risks in WSBC's latest 10-K?
In the 10-K filed March 2, 2026, WESBANCO INC (WSBC) flagged: Regulatory risk from ASC 326 (Current Expected Credit Losses) impacting loan loss reserves, requiring complex judgment on macroeconomic forecasts and credit deterioration. Macroeconomic threat from regional and national unemployment impacting credit loss allowances, with portfolio loans increased 51.9% to $19.2B post-PFC acquisition. (AI summary of the Risk Factors section.)
What did WSBC report in its latest 8-K?
WESBANCO INC (WSBC) filed an 8-K on August 27, 2026 reporting Item 7.01 (Regulation FD Disclosure). WesBanco scheduled investor presentations during Q3 2026.
What are the latest WSBC SEC filings?
WESBANCO INC (WSBC) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on July 30, 2026, an 8-K current report on October 2, 2026 and a Form 4 insider filing on August 26, 2026.
What is WSBC's SEC CIK number?
WESBANCO INC (WSBC)'s SEC Central Index Key (CIK) is 203596. EDGAR lists every WSBC filing under that number.
Ask anything about WSBC
The research agent reads WSBC's filings, financials, insider trades and 13F holders, then answers with sources.