10-Q quarterly report · filed Nov 10, 2025

WESBANCO INC (WSBC) Q3 2025 10-Q Quarterly Report

Short answer

WESBANCO INC (WSBC) filed its Q3 2025 10-Q quarterly report on Nov 10, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $343M (up 60.4% year over year) with net income of $84M.

Q3 2025 key financials · XBRL

Revenue
$343M
+60.4% YoY · +1.9% QoQ
Net income
$84M
+124.2% YoY · +45.6% QoQ
EPS (diluted)
$0.89
+64.8% YoY · +36.9% QoQ

Source: XBRL data from the WESBANCO INC (WSBC) Q3 2025 10-Q on SEC EDGAR. USD.

WESBANCO INC Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • New risk: Integration risk from February 28, 2025 acquisition of PFC, adding 900 employees, 73 financial centers, $6.6B loans, $7.6B deposits
  • Updated credit risk: Non-performing loans rose to 0.50% from 0.24%, criticized/classified loans 3.22% vs 2.36%, reflecting loan portfolio downgrades
  • Regulatory/compliance risk: FDIC insurance expense increased 46.4% to $15.5M due to larger asset base post-acquisition
  • Operational risk: Financial center optimization with 27 closures, $8M restructuring charges expected, $6M pre-tax savings phased in H1 2026
  • Financial risk: Deposit base grew 55.7% to $15.9B interest bearing deposits, loan to deposit ratio 89.4%, providing additional lending capacity

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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