TFC Truist FinancialcompanySEC Filings & Insider Trading Activity 2026
Latest Truist Financial (TFC) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 24, 2026, a 10-Q quarterly report filed on October 30, 2025, an 8-K current report filed on May 1, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for Truist Financial (TFC) (SEC CIK 92230), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Risk Factors
- • Regulatory capital rules under Basel Framework/Dodd-Frank and Category III BHC status impose more stringent LCR, NSFR, and stress capital buffer requirements than smaller rivals
- • Geopolitical instability and U.S. tariff/trade policy uncertainty threaten commercial lending conditions, collateral values, and client creditworthiness across Truist's Southeast-heavy footprint
Business Overview
- • Top-10 U.S. commercial bank operating 1,927 branches across Southeast, Mid-Atlantic, and select other states with two segments: Wholesale Banking (WB) and CSBB
- • 2025 strategy emphasized commercial middle market via industry banking, Investment Banking momentum, and Premier client deposit growth in CSBB
Management Discussion & Analysis
- • Revenue (NII + noninterest income) not explicitly broken out as a single total; NII rose to $12.3B in 2025 vs $11.4B in 2024, up ~8% YoY driven by deposit repricing and loan growth
- • Net income available to common shareholders $5.1B in 2025 vs $4.3B in 2024; operating efficiency ratio 56.1% vs 59.2% prior year
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Management Discussion & Analysis
- • Revenue not explicitly stated; net income $1.3B Q3 2025 up 0.9% YoY; net income from continuing ops $1.5B vs $1.4B YoY
- • Net interest margin 3.01% Q3 2025 vs 3.12% Q3 2024; noninterest income up 5.1% ($75M); noninterest expense up 3.0% ($87M) YoY
Risk Factors
- • No material changes to risk factors from the 2024 10-K for Truist Financial
- • Credit risk with potential loan defaults following economic uncertainty from 2024 market conditions
Annual Reports Archive10-K
AI-powered analysis of Truist Financial (TFC) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of Truist Financial (TFC) 10-Q quarterly reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $13.8B | $16.6B | $24.5B | $25.1B | $24.5B |
| Net Income | $6.0B | $5.9B | -$1.5B | $4.5B | $5.0B |
| Net Margin | 43.8% | 35.6% | -5.9% | 17.8% | 20.3% |
| Balance Sheet | |||||
| Total Assets | $541.2B | $555.3B | $535.3B | $531.2B | $547.5B |
| Equity | $69.3B | $60.5B | $59.3B | $63.7B | $65.2B |
| ROE | 8.7% | 9.8% | -2.5% | 7.0% | 7.6% |
Source: XBRL financial data from Truist Financial (TFC) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | May 1, 2026 | — | — | — |
8-K | Apr 23, 2026 | — | — | — |
8-K | Apr 17, 2026 | — | — | — |
10-K | Feb 24, 2026 | Dec 31, 2025 | Analysis | |
8-K | Jan 27, 2026 | — | — | |
8-K | Jan 21, 2026 | — | — | |
8-K | Jan 12, 2026 | — | — | |
8-K | Dec 16, 2025 | — | — | |
10-Q | Oct 30, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Jul 31, 2025 | Jun 30, 2025 | — | |
10-Q | Apr 30, 2025 | Mar 31, 2025 | — | |
10-K | Feb 25, 2025 | Dec 31, 2024 | Analysis | |
10-Q | Nov 1, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 8, 2024 | Jun 30, 2024 | — | |
10-Q | May 9, 2024 | Mar 31, 2024 | — | |
10-K | Feb 27, 2024 | Dec 31, 2023 | — | |
10-Q | Oct 31, 2023 | Sep 30, 2023 | — | |
10-Q | Jul 31, 2023 | Jun 30, 2023 | — | |
10-Q | May 1, 2023 | Mar 31, 2023 | — | |
10-K | Feb 28, 2023 | Dec 31, 2022 | — | |
10-Q | Oct 31, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 1, 2022 | Jun 30, 2022 | — | |
10-Q | May 5, 2022 | Mar 31, 2022 | — | |
10-K | Feb 23, 2022 | Dec 31, 2021 | — | |
10-Q | Nov 2, 2021 | Sep 30, 2021 | — |
Frequently Asked Questions
What are the latest TFC SEC filings in 2026?
Truist Financial (TFC) has filed a 10-K annual report on February 24, 2026, a 10-Q quarterly report on October 30, 2025, an 8-K current report on May 1, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did TFC file its most recent 10-K annual report?
Truist Financial (TFC) filed its most recent 10-K annual report on February 24, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view TFC 10-Q quarterly reports?
Truist Financial (TFC)'s most recent 10-Q quarterly report was filed on October 30, 2025. SignalX displays every TFC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has TFC filed recently?
Truist Financial (TFC)'s most recent 8-K was filed on May 1, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find TFC insider trading activity (Form 4)?
SignalX aggregates every TFC Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does TFC file with the SEC?
Truist Financial (TFC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new TFC filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Truist Financial (TFC).
What is TFC's SEC CIK number?
Truist Financial (TFC)'s SEC CIK (Central Index Key) number is 92230. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 92230 to look up all TFC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find TFC return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from Truist Financial (TFC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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