UMBF UMB FINANCIAL CORP
company
SEC Filings & Insider Trading Activity 2026

CIK: 101382
Financials
National Commercial Banks 25 filings
Russell 2000

Latest UMB FINANCIAL CORP (UMBF) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 26, 2026, a 10-Q quarterly report filed on October 30, 2025, an 8-K current report filed on April 30, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for UMB FINANCIAL CORP (UMBF) (SEC CIK 101382), with AI-powered section-by-section summaries updated daily.

10-Q: 15
10-K: 6
8-K: 4

Latest 2026 SEC Filing Dates

10-K Annual Report
Feb 26, 2026
10-Q Quarterly Report
Oct 30, 2025
8-K Current Report
Apr 30, 2026

AI 10-K Annual Report Analysis
Latest 10-K (2025-12-31)

Business Overview

  • Core business focused on financial services including investment management, asset servicing, commercial lending
  • Emphasis on talent retention and challenges amid intensified competition and scrutiny of compensation practices
+3 more insights

Risk Factors

  • No specific or timely regulatory or legal risks detailed in text
  • Macroeconomic risk from interest rate volatility impacting net interest margin amid changing Federal Reserve policies
+3 more insights

Management Discussion & Analysis

  • Revenue $2.65B in 2025, up 62.8% YoY driven by HTLF acquisition adding $16.1B assets and $9.7B loans
  • Net interest income $1.9B, up 86.1% YoY; net interest margin 3.10% vs 2.51% in 2024, net interest spread +84 bps
+4 more insights

Annual Reports Archive
10-K

AI-powered analysis of UMB FINANCIAL CORP (UMBF) 10-K annual reports filed with SEC EDGAR.

Financial Summary
XBRL

FY2021FY2022FY2023FY2024FY2025
Profitability
Revenue$861.5M$1.1B$1.8B$2.2B$3.4B
Net Income$353.0M$431.7M$350.0M$441.2M$702.4M
Net Margin41.0%37.9%19.0%20.3%20.9%
Balance Sheet
Total Assets$42.7B$38.5B$44.0B$50.4B$73.1B
Equity$3.1B$2.7B$3.1B$3.5B$7.7B
ROE11.2%16.2%11.3%12.7%9.1%

Source: XBRL financial data from UMB FINANCIAL CORP (UMBF) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.

Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4

FormFiling DatePeriodAnalysisSEC
8-K
Apr 30, 2026
8-K
Apr 28, 2026
10-K
Feb 26, 2026Dec 31, 2025Analysis
8-K
Feb 10, 2026
8-K
Jan 27, 2026
10-Q
Oct 30, 2025Sep 30, 2025
10-Q
Jul 31, 2025Jun 30, 2025
10-Q
May 2, 2025Mar 31, 2025
10-K
Feb 27, 2025Dec 31, 2024
10-Q
Oct 31, 2024Sep 30, 2024
10-Q
Aug 1, 2024Jun 30, 2024
10-Q
May 7, 2024Mar 31, 2024
10-K
Feb 22, 2024Dec 31, 2023
10-Q
Oct 26, 2023Sep 30, 2023
10-Q
Jul 27, 2023Jun 30, 2023
10-Q
Apr 27, 2023Mar 31, 2023
10-K
Feb 23, 2023Dec 31, 2022
10-Q
Oct 27, 2022Sep 30, 2022
10-Q
Jul 28, 2022Jun 30, 2022
10-Q
Apr 28, 2022Mar 31, 2022
10-K
Feb 24, 2022Dec 31, 2021
10-Q
Oct 28, 2021Sep 30, 2021
10-Q
Jul 29, 2021Jun 30, 2021
10-Q
Apr 29, 2021Mar 31, 2021
10-K
Mar 1, 2021Dec 31, 2020

Frequently Asked Questions

What are the latest UMBF SEC filings in 2026?

UMB FINANCIAL CORP (UMBF) has filed a 10-K annual report on February 26, 2026, a 10-Q quarterly report on October 30, 2025, an 8-K current report on April 30, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did UMBF file its most recent 10-K annual report?

UMB FINANCIAL CORP (UMBF) filed its most recent 10-K annual report on February 26, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view UMBF 10-Q quarterly reports?

UMB FINANCIAL CORP (UMBF)'s most recent 10-Q quarterly report was filed on October 30, 2025. SignalX displays every UMBF 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has UMBF filed recently?

UMB FINANCIAL CORP (UMBF)'s most recent 8-K was filed on April 30, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find UMBF insider trading activity (Form 4)?

SignalX aggregates every UMBF Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does UMBF file with the SEC?

UMB FINANCIAL CORP (UMBF) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new UMBF filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for UMB FINANCIAL CORP (UMBF).

What is UMBF's SEC CIK number?

UMB FINANCIAL CORP (UMBF)'s SEC CIK (Central Index Key) number is 101382. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 101382 to look up all UMBF filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find UMBF return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from UMB FINANCIAL CORP (UMBF) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.

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