Short answer
UMB FINANCIAL CORP (UMBF) filed an 8-K current report with the SEC on April 28, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results covered quarter ended March 31, 2026.
UMB FINANCIAL CORP 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q1 2026 results covered quarter ended March 31, 2026
- Press release issued April 28, 2026; detailed financial figures in Exhibit 99.1
- Shareholder conference call scheduled April 29, 2026 at 8:30 a.m. CT
- Investor presentation materials furnished as Exhibit 99.2 for conference-call discussion
Item 8.01 · Other Events
- Common dividend $0.43 per share payable July 1, 2026; record date June 10
- Series B preferred dividend $193.75 per share, or $0.484375 per depositary share, payable July 15
- Board authorized repurchase of up to 2 million common shares through the Board meeting following the 2027 annual meeting
- Capital return supports shareholder yield while buybacks may reduce shares outstanding and enhance per-share metrics
Item EX-99.1 · Exhibit EX-99.1
- Q1 revenue $739.2M, up 31.1% YoY; GAAP EPS $3.35, up 222.3%, benefiting from Heartland acquisition comparisons
- Net interest margin 3.38%, up 42 basis points YoY; net interest income increased 34.4% to $534.4M
- Average loans grew 21.9% YoY to $39.4B, while noninterest-bearing deposits increased 12.5% to $15.1B
- GAAP efficiency ratio improved to 48.4% from 65.2%; operating efficiency ratio improved to 47.6% from 55.6%
- Credit performance remained controlled: net charge-offs 0.19% of average loans versus 0.45%; repurchase authorization doubled to 2 million shares
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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