TFIN at a glance
Triumph Financial, Inc. (TFIN, SEC CIK 1539638) filed its latest 10-K annual report on February 11, 2026, a 10-Q quarterly report on July 21, 2026, an 8-K current report on August 31, 2026 and Form 4 insider filings as recently as August 21, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Triumph Financial, Inc. (TFIN) reported revenue of $430.5 million (up 1.9% from FY2024) and net income of $25.4 million. Diluted EPS was $0.93.
- As of June 30, 2026, 28 institutional investment managers tracked by SignalX reported holding Triumph Financial, Inc. (TFIN) shares worth $790.0 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Schreyer Edward Joseph on August 20, 2026 of 2,900 shares at $73.75 per share.
- In the last 90 days, TFIN insiders reported 0 open-market purchases ($0) and 2 open-market sales ($510K) on Form 4, a net sale of $510K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $430.5M
- +1.9% vs prior year
- Insiders · 90 days
- 0 buys · 2 sells
- Net −$510K
- 13F holders
- 28 funds
- $790.0M · +1 vs prior quarter
- Latest 8-K
- Aug 31, 2026
- Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Commercial banking focusing on loans including commercial real estate, equipment, and factored receivables
- Increased focus on credit quality with nonperforming loans ratio dropping to 1.15% from 2.49% and nonperforming assets to 1.10% from 2.02%
- Subordinated Notes redeemed $39.5M in 2024; $70M new subordinated notes issued in 2021 with floating rates, supporting capital structure
- Total deposits up 2.7% to $4.95B driven by 41.7% rise in brokered time deposits and 21.1% rise in interest bearing demand deposits
- Allowance for credit losses on loans decreased 10.3% to $36.5M amid $18.2M net charge-offs including $10.8M acquired PCD loan charge-off with no earnings impact
Risk Factors
- Cybersecurity risk management overseen by CISO with 25+ years experience, reporting quarterly to the Board and Risk and Compliance Committee
- Risk and Compliance Committee regularly reviews cybersecurity measures annually, escalating incidents timely per protocol
- Enterprise Risk Management framework integrates cybersecurity risk, monitored by senior leaders and escalated to Board levels
Management Discussion & Analysis
- Revenue mix 2025: Banking 57%, Factoring 31%, Payments 11%, Intelligence 1% of total segment revenue
- Loans grew $444.3M YoY to $4.991B: Banking loans +5.5% to $3.525B, Factoring +18.2% to $1.221B, Payments +41.0% to $242.1M
- Net income $22.2M in 2025 vs $12.9M in 2024; ROAE 2.54%, ROAA 0.40%
- Payments segment processed $40.517B invoices (33.6M invoices) in 2025 vs $27.784B (24.8M) in 2024
- Capital allocation included raising stockholders’ equity by $50.9M; $64M building sale gain $8.7M; acquired Greenscreens AI at $151.7M total purchase price
- Management notes risks including economic conditions, interest rate risk, credit risk, and ongoing inflation impact on loan repayment and deposit stability
AI summary of the TFIN 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $11.4M vs $4.4M YoY; common-stockholder income $10.6M vs $3.6M
- Net interest margin 6.15% vs 6.43% YoY; net noninterest expense ratio 4.43% vs 5.13%
- Factoring revenue $52.993M, up 30.0% YoY; Intelligence revenue $2.389M, up 38.6%
- Cash and equivalents $896.8M vs $248.5M at December 31, 2025; deposits increased $1.267B
- Capacity tightening, rising spot rates, and higher diesel prices supported factoring revenue; freight-market variability remained a headwind
Risk Factors
- No material changes to risk factors from the December 31, 2025 Form 10-K
- Executive equity-sale risk triggered by Schreyer’s February 19, 2026 Rule 10b5-1 plan
- Potential insider-selling pressure covering up to 90% of net shares from May 1, 2026 vesting
AI summary of the TFIN 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item EX-99.1: Item EX-99.1
- Quarterly dividend of $17.81 per Series C preferred share, equivalent to $0.44525 per depositary share
- 7.125% fixed-rate, non-cumulative perpetual preferred stock dividend
Item 8.01: Other Events
- Quarterly dividend of $17.81 per Series C preferred share, equivalent to $0.44525 per depositary share
- 7.125% Series C dividend payable September 30, 2026
Item 2.02: Results of Operations and Financial Condition
- Forward-looking statement disclosure only; no fiscal 2026 operating results or financial metrics included
- Investors directed to Triumph’s Annual Report filed February 11, 2026 for detailed risk factors
Item 8.01: Other Events
- Quarterly Series C preferred dividend declared at $17.81 per preferred share
- Equivalent distribution of $0.44525 per depositary share representing a 1/40 interest
AI summaries of TFIN 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for TFIN
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- Fund moves. Which tracked funds opened, added or cut TFIN, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Schreyer Edward Joseph | Sell | Aug 20, 2026 | 2,900 | $73.75 |
| Nelson Adam D | Sell | Aug 4, 2026 | 3,750 | $79.05 |
| Schreyer Edward Joseph | Sell | May 22, 2026 | 2,900 | $66.70 |
| Ritterbusch Todd | Buy | May 8, 2026 | 7,000 | $67.01 |
| Sepulveda Carlos M | A | May 1, 2026 | 1,628 | - |
| Deadman Davis R | A | May 1, 2026 | 1,258 | - |
| Anderson Charles Albert | A | May 1, 2026 | 1,258 | - |
| Nelson Adam D | A | May 1, 2026 | 2,710 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $422.4M | $422.5M | $430.5M | |
| Net Income | $41.1M | $16.1M | $25.4M | |
| Net Margin | 9.7% | 3.8% | 5.9% | |
| Balance Sheet | ||||
| Total Assets | $5.3B | $5.9B | $6.4B | |
| Equity | $864.4M | $890.9M | $941.8M | |
| ROE | 4.8% | 1.8% | 2.7% | |
| Per Share | ||||
| EPS | $1.61 | $0.54 | $0.93 | |
| Cash Flow | ||||
| Operating CF | $43.2M | $58.6M | $67.1M | |
Source: XBRL data in Triumph Financial, Inc. (TFIN)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate TFIN share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 28 | $790.0M |
| Q1 2026 | 27 | $611.4M |
| Q4 2025 | 27 | $622.1M |
| Q3 2025 | 27 | $475.7M |
| Q2 2025 | 29 | $531.4M |
| Q1 2025 | 23 | $347.5M |
| Q4 2024 | 19 | $495.0M |
| Q3 2024 | 16 | $264.0M |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 196 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
TFIN filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Aug 31, 2026 | - | Analysis | - |
| 4 | Aug 21, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| SC 13G | Jul 31, 2026 | - | - | |
| 8-K | Jul 21, 2026 | - | Analysis | - |
| 10-Q | Jul 21, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | May 29, 2026 | - | Analysis | |
| 4 | May 26, 2026 | - | - | |
| SC 13G | May 12, 2026 | - | - | |
| 4 | May 11, 2026 | - | - | |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
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TFIN SEC filings: frequently asked questions
Are TFIN insiders buying or selling?
In the last 90 days, Triumph Financial, Inc. (TFIN) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $510,313 by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold TFIN stock?
As of June 30, 2026, the largest Triumph Financial, Inc. (TFIN) holders among the 13F filers tracked by SignalX were BlackRock ($259.0 million), State Street Corp ($112.4 million), Vanguard Capital Management LLC ($77.8 million), Vanguard Portfolio Management LLC ($68.6 million), Dimensional Fund Advisors ($64.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was TFIN's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Triumph Financial, Inc. (TFIN) reported revenue of $430.5 million (up 1.9% from FY2024) and net income of $25.4 million. Diluted EPS was $0.93. The figures come from the XBRL data in the 10-K.
What are the main risks in TFIN's latest 10-K?
In the 10-K filed February 11, 2026, Triumph Financial, Inc. (TFIN) flagged: Cybersecurity risk management overseen by CISO with 25+ years experience, reporting quarterly to the Board and Risk and Compliance Committee. Risk and Compliance Committee regularly reviews cybersecurity measures annually, escalating incidents timely per protocol. (AI summary of the Risk Factors section.)
What did TFIN report in its latest 8-K?
Triumph Financial, Inc. (TFIN) filed an 8-K on August 31, 2026 reporting Item 8.01 (Other Events). Quarterly dividend of $17.81 per Series C preferred share, equivalent to $0.44525 per depositary share.
What are the latest TFIN SEC filings?
Triumph Financial, Inc. (TFIN) filed its latest 10-K annual report on February 11, 2026, a 10-Q quarterly report on July 21, 2026, an 8-K current report on August 31, 2026 and a Form 4 insider filing on August 21, 2026.
What is TFIN's SEC CIK number?
Triumph Financial, Inc. (TFIN)'s SEC Central Index Key (CIK) is 1539638. EDGAR lists every TFIN filing under that number.
Ask anything about TFIN
The research agent reads TFIN's filings, financials, insider trades and 13F holders, then answers with sources.