SYBT at a glance
Stock Yards Bancorp, Inc. (SYBT, SEC CIK 835324) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on August 19, 2026 and Form 4 insider filings as recently as September 22, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Stock Yards Bancorp, Inc. (SYBT) reported revenue of $467.6 million (up 13.3% from FY2024) and net income of $140.2 million. Diluted EPS was $4.75.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding Stock Yards Bancorp, Inc. (SYBT) shares worth $598.8 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by WOODS MICHAEL W on September 21, 2026 of 139 shares at $79.02 per share.
- In the last 90 days, SYBT insiders reported 0 open-market purchases ($0) and 2 open-market sales ($600K) on Form 4, a net sale of $600K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $467.6M
- +13.3% vs prior year
- Insiders · 90 days
- 0 buys · 2 sells
- Net −$600K
- 13F holders
- 29 funds
- $598.8M · +0 vs prior quarter
- Latest 8-K
- Aug 19, 2026
- Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Community banking via Stock Yards Bank & Trust offering loan, deposit, wealth management, and trust services across KY, IN, OH
- Emphasis on Wealth Management & Trust (WM&T) segment, largest source of non-interest income at 44% of total non-interest income in 2025
- Acquisition integration impacts: Commonwealth Bancshares (Delaware trusts) and Kentucky Bancshares (Nevada captive insurance dissolved in 2023)
- Net interest income grew to 76% of total revenues in 2025, up from 73% in prior two years, highlighting increased reliance on interest income
- IRS finalized regulations in 2025 preserved captive insurance tax status but led to dissolution, unique tax-related event this year
Risk Factors
- Regulatory risk from changes in laws, regulations, or their interpretation affecting Bancorp's operations
- Macroeconomic threat from inflation, recession, and related fiscal or monetary policy changes impacting economic conditions
- Operational risk from potential failures or disruptions in Bancorp's financial, technology, data processing, or third-party systems
- Competitive risk from changes in technology implemented by Bancorp, counterparties, or competitors impacting market positioning
- Financial risk due to potential inaccuracies in ACL estimates for loans and off-balance sheet credit exposures affecting asset quality
Management Discussion & Analysis
- Profitability or margin figures not included
- Segment performance details absent from provided content
- No cash flow, buybacks, dividends, or capex information given
- Forward-looking outlook and risks not mentioned in excerpt
AI summary of the SYBT 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Field & Main acquisition closed May 1, 2026; acquired $839M assets and $765M deposits for $112M consideration
- Acquisition added $626M net loans, $56M securities, and approximately $825M assets under wealth-management administration
- $2.3M pretax merger expenses and $44M goodwill recorded for the quarter
- Acquisition increased loan ACL by $16M, including $11M PCD loans and $5M non-PCD loans
- Headwinds: interest-rate fluctuations, economic slowdown, credit deterioration, competitive pricing, and integration risks
AI summary of the SYBT 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Quarterly cash dividend increased to $0.33 per common share
- Payment scheduled for October 1, 2026, to shareholders of record September 21, 2026
Item 2.02: Results of Operations and Financial Condition
- Earnings announcement covers three and six months ended June 30, 2026
- Press release issued July 29, 2026 and attached as Exhibit 99.1
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Scott P. Davis appointed Stock Yards Bancorp director effective May 1, 2026, following Field & Main acquisition completion
- Davis joins Company Credit and Risk Committee and Bank Trust Committee
Item 7.01: Regulation FD Disclosure
- Stock Yards Bancorp completed its previously announced acquisition of Field & Main on May 1, 2026
- Merger completion marks execution of the announced expansion strategy and may affect future operating scale
Item 8.01: Other Events
- Merger completed May 1, 2026, marking the transaction’s closing
- Completion announcement furnished in Exhibit 99.1, containing additional merger details for investors
AI summaries of SYBT 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for SYBT
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| WOODS MICHAEL W | Sell | Sep 21, 2026 | 139 | $79.02 |
| Saunier Edwin S | A | Sep 21, 2026 | 40 | $78.81 |
| Priebe Stephen M | A | Sep 21, 2026 | 124 | $78.81 |
| Hardy David L. | A | Sep 21, 2026 | 51 | $78.81 |
| WOODS MICHAEL W | F | Sep 3, 2026 | 61 | $80.28 |
| Hardy David L. | A | Aug 20, 2026 | 69 | $82.05 |
| Saunier Edwin S | A | Aug 20, 2026 | 40 | $82.05 |
| Priebe Stephen M | A | Aug 20, 2026 | 69 | $82.05 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $346.7M | $412.9M | $467.6M |
| Net Income | $107.7M | $114.5M | $140.2M |
| Net Margin | 31.1% | 27.7% | 30.0% |
| Balance Sheet | |||
| Total Assets | $8.2B | $8.9B | $9.5B |
| Equity | $858.1M | $940.5M | $1.1B |
| ROE | 12.6% | 12.2% | 13.0% |
| Per Share | |||
| EPS | - | $3.89 | $4.75 |
| Cash Flow | |||
| Operating CF | $106.7M | $142.9M | $166.0M |
| CapEx | $7.7M | $9.8M | $12.0M |
Source: XBRL data in Stock Yards Bancorp, Inc. (SYBT)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate SYBT share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $598.8M |
| Q1 2026 | 29 | $492.0M |
| Q4 2025 | 27 | $491.8M |
| Q3 2025 | 26 | $534.4M |
| Q2 2025 | 30 | $581.3M |
| Q1 2025 | 25 | $366.1M |
| Q4 2024 | 18 | $319.4M |
| Q3 2024 | 15 | $152.7M |
- BlackRock+210.7K (+11%)
- State Street Corp+169.1K (+18%)
- Goldman Sachs Group+99.5K (+30%)
- Citadel Advisors LLC+38.1K (+96%)
- Dimensional Fund Advisors+37.6K (+4%)
- Morgan Stanley−63.8K (-20%)
- Two Sigma Investments−34.9K (-56%)
- D.E. Shaw & Co−32.9K (-70%)
- Bank of America Corp−28.5K (-16%)
- Vanguard Capital Management LLC−6.8K (-1%)
- Truist Financial+2.7K
- Millennium Management−114.0K
Source: 13F-HR filings on SEC EDGAR (aggregated from 199 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
SYBT filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 22, 2026 | - | - | - |
| 4 | Sep 22, 2026 | - | - | - |
| 4 | Sep 22, 2026 | - | - | - |
| 4 | Sep 22, 2026 | - | - | - |
| 4 | Sep 4, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 8-K | Aug 19, 2026 | - | Analysis | - |
| 10-Q | Aug 4, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 3, 2026 | - | - | - |
| 8-K | Jul 29, 2026 | - | Analysis | - |
| 4 | Jul 28, 2026 | - | - | - |
| 4 | Jul 28, 2026 | - | - | - |
| 4 | Jul 28, 2026 | - | - | - |
| SC 13G | Jul 8, 2026 | - | - | |
| 4 | Jun 18, 2026 | - | - | - |
| 4 | Jun 18, 2026 | - | - | - |
| 4 | Jun 18, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | May 22, 2026 | - | - | |
| 4 | May 22, 2026 | - | - | |
| 4 | May 22, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 20, 2026 | - | - |
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SYBT SEC filings: frequently asked questions
Are SYBT insiders buying or selling?
In the last 90 days, Stock Yards Bancorp, Inc. (SYBT) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $599,740 by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold SYBT stock?
As of June 30, 2026, the largest Stock Yards Bancorp, Inc. (SYBT) holders among the 13F filers tracked by SignalX were BlackRock ($165.2 million), Vanguard Capital Management LLC ($88.7 million), State Street Corp ($86.9 million), Dimensional Fund Advisors ($70.1 million), Vanguard Portfolio Management LLC ($37.4 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was SYBT's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Stock Yards Bancorp, Inc. (SYBT) reported revenue of $467.6 million (up 13.3% from FY2024) and net income of $140.2 million. Diluted EPS was $4.75. The figures come from the XBRL data in the 10-K.
What are the main risks in SYBT's latest 10-K?
In the 10-K filed February 26, 2026, Stock Yards Bancorp, Inc. (SYBT) flagged: Regulatory risk from changes in laws, regulations, or their interpretation affecting Bancorp's operations. Macroeconomic threat from inflation, recession, and related fiscal or monetary policy changes impacting economic conditions. (AI summary of the Risk Factors section.)
What did SYBT report in its latest 8-K?
Stock Yards Bancorp, Inc. (SYBT) filed an 8-K on August 19, 2026 reporting Item 8.01 (Other Events). Quarterly cash dividend increased to $0.33 per common share.
What are the latest SYBT SEC filings?
Stock Yards Bancorp, Inc. (SYBT) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on August 19, 2026 and a Form 4 insider filing on September 22, 2026.
What is SYBT's SEC CIK number?
Stock Yards Bancorp, Inc. (SYBT)'s SEC Central Index Key (CIK) is 835324. EDGAR lists every SYBT filing under that number.
Ask anything about SYBT
The research agent reads SYBT's filings, financials, insider trades and 13F holders, then answers with sources.