Stock Yards Bancorp, Inc. (SYBT) FY2025 10-K Annual Report

Filed: Feb 26, 2026
Financials
State Commercial BanksSEC EDGAR

Stock Yards Bancorp, Inc. (SYBT) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 26, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Stock Yards Bancorp, Inc. FY2025 10-K Analysis

Business Overview

  • Core business: Community banking via Stock Yards Bank & Trust offering loan, deposit, wealth management, and trust services across KY, IN, OH
  • Emphasis on Wealth Management & Trust (WM&T) segment, largest source of non-interest income at 44% of total non-interest income in 2025
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Management Discussion & Analysis

  • Revenue and YoY change not disclosed in provided text
  • Profitability or margin figures not included
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Risk Factors

  • Regulatory risk from changes in laws, regulations, or their interpretation affecting Bancorp's operations
  • Macroeconomic threat from inflation, recession, and related fiscal or monetary policy changes impacting economic conditions
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Stock Yards Bancorp, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$468M

+13.3% YoY

Net Income

$140M

+22.4% YoY

Net Margin

30.0%

+223bp YoY

ROE

13.0%

+85bp YoY

Total Assets

$9.5B

+7.6% YoY

EPS (Diluted)

$4.75

+22.1% YoY

Operating Cash Flow

$166M

+16.2% YoY

Source: XBRL data from Stock Yards Bancorp, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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