PEBK at a glance
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK, SEC CIK 1093672) filed its latest 10-K annual report on March 11, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on July 21, 2026 and Form 4 insider filings as recently as September 2, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) reported revenue of $83.6 million (up 3.6% from FY2024) and net income of $19.8 million. Diluted EPS was $3.62.
- The most recent insider open-market sale reported on Form 4 was by ABERNETHY JAMES S on September 2, 2026 of 500 shares at $43.50 per share.
- In the last 90 days, PEBK insiders reported 1 open-market purchase ($17K) and 11 open-market sales ($1.1M) on Form 4, a net sale of $1.0M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $83.6M
- +3.6% vs prior year
- Insiders · 90 days
- 1 buy · 11 sells
- Net −$1.0M
- Latest 8-K
- Jul 21, 2026
- Item 5.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net earnings $5.2M, versus $5.2M YoY; diluted EPS $0.96, versus $0.95
- Net interest income $16.0M, versus $14.6M YoY; net yield 3.80%, versus 3.57%
- Loans strongest contributor: average loans $1.25B, up $96.2M; loan yield 5.83%, versus 5.78%
- Appraisal management weakest line: fee income $929,000 lower; non-interest income $7.1M, versus $7.7M
- Credit-loss provision $293,000, versus $213,000 recovery; loans increased $36.3M amid expected moderate local growth
Risk Factors
- No material risk-factor changes reported; section marked “Not applicable”
- Stock repurchase program expired February 28, 2026
- Deferred-compensation purchases totaled 952 shares at $39.99 average price
- No Section 16 reporting person adopted, modified, or terminated trading arrangements during the quarter
AI summary of the PEBK 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Michael B. Hollar elected to Peoples Bancorp and Peoples Bank boards on July 16, 2026
- Dual-board appointment expands oversight participation across the holding company and bank subsidiary
Item EX-99.1: Item EX-99.1
- Q2 net earnings $5.2M, or $0.96 diluted EPS, versus $5.2M and $0.95; stable profitability despite higher credit costs
- Net interest margin expanded to 3.80% from 3.57%, lifting net interest income to $16.0M from $14.6M
Item 2.02: Results of Operations and Financial Condition
- Second-quarter 2026 earnings announced July 20, 2026
- Detailed financial results furnished in Exhibit 99(a), requiring review for earnings and operating metrics
Item 5.07: Submission of Matters to a Vote of Security Holders
- Shareholders re-elected all 10 nominated directors at the May 7, 2026 annual meeting
- Executive compensation received strong advisory approval: 4,024,195 for versus 83,444 against
AI summaries of PEBK 8-K current reports filed with the SEC. What 8-K item codes mean
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| ABERNETHY JAMES S | Sell | Sep 2, 2026 | 500 | $43.50 |
| ABERNETHY ROBERT C | Sell | Sep 2, 2026 | 7,000 | $43.61 |
| Abernethy Robert C. JR | Sell | Sep 1, 2026 | 1,200 | $43.13 |
| ABERNETHY JAMES S | Sell | Aug 27, 2026 | 1,000 | $43.11 |
| PRICE BILLY L JR DR | Buy | Aug 27, 2026 | 400 | $43.00 |
| Shinn Carol S. | A | Aug 20, 2026 | 560 | - |
| Hooper Jeffrey N. | A | Aug 20, 2026 | 890 | - |
| Turner Timothy Paul | A | Aug 20, 2026 | 560 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $71.9M | $80.7M | $83.6M |
| Net Income | $15.5M | $16.4M | $19.8M |
| Net Margin | 21.6% | 20.3% | 23.7% |
| Balance Sheet | |||
| Total Assets | $1.6B | $1.7B | $1.7B |
| Equity | $121.0M | $130.6M | $157.1M |
| ROE | 12.8% | 12.5% | 12.6% |
| Per Share | |||
| EPS | - | $2.98 | $3.62 |
| Cash Flow | |||
| Operating CF | $22.8M | $20.6M | $21.4M |
| CapEx | $1.9M | $587K | $1.4M |
Source: XBRL data in PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
PEBK filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 2, 2026 | - | - | - |
| 4 | Sep 2, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Aug 28, 2026 | - | - | - |
| 4 | Aug 28, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 7, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 10-Q | Aug 4, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 31, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| SC 13G | Jul 29, 2026 | - | - | |
| 4 | Jul 24, 2026 | - | - | - |
| 4 | Jul 24, 2026 | - | - | - |
| 8-K | Jul 21, 2026 | - | Analysis | - |
| 8-K | Jul 20, 2026 | - | Analysis | - |
| 4 | Jun 2, 2026 | - | - | |
| 4 | Jun 1, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 8-K | May 8, 2026 | - | Analysis | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 1, 2026 | - | - | - |
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PEBK SEC filings: frequently asked questions
Are PEBK insiders buying or selling?
In the last 90 days, PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) officers, directors and 10% owners reported 1 open-market purchase worth $17,198 by 1 insider and 11 open-market sales worth $1.1 million by 3 insiders on Form 4, a net sale of $1.0 million. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
What was PEBK's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) reported revenue of $83.6 million (up 3.6% from FY2024) and net income of $19.8 million. Diluted EPS was $3.62. The figures come from the XBRL data in the 10-K.
What did PEBK report in its latest 8-K?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) filed an 8-K on July 21, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). Michael B. Hollar elected to Peoples Bancorp and Peoples Bank boards on July 16, 2026.
What are the latest PEBK SEC filings?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) filed its latest 10-K annual report on March 11, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on July 21, 2026 and a Form 4 insider filing on September 2, 2026.
What is PEBK's SEC CIK number?
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)'s SEC Central Index Key (CIK) is 1093672. EDGAR lists every PEBK filing under that number.
Ask anything about PEBK
The research agent reads PEBK's filings, financials, insider trades and 13F holders, then answers with sources.