Short answer
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $21M (up 4.5% year over year) with net income of $4M.
Q1 2026 key financials · XBRL
- Revenue
- $21M
- +4.5% YoY
- Net income
- $4M
- +1.2% YoY
- EPS (diluted)
- $0.80
- +1.3% YoY
Source: XBRL data from the PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) Q1 2026 10-Q on SEC EDGAR. USD.
PEOPLES BANCORP OF NORTH CAROLINA INC Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net earnings $4.4M vs $4.3M YoY; diluted EPS $0.80 vs $0.79
- Net interest income $15.1M vs $13.9M; net yield 3.68% vs 3.51%
- Best line loans: average balance $1.22B, up $80.2M; yield 5.80% vs 5.69%
- Worst line appraisal management fees: down $422,000; non-interest income remained $6.5M
- Loans $1.24B vs $1.20B; ACL provision $560,000 vs $268,000, reflecting $38.9M loan growth
- Outlook: moderate local economic growth expected; federal funds target range 3.50%–3.75% at March 31, 2026
Risk Factors
- Risk Factors: “Not applicable”; no new or changed risks disclosed from the most recent 10-K
- Stock-repurchase program expired February 28, 2026, ending access to the remaining $3,000,000 authorization
- Deferred-compensation plan purchases totaled 1,433 shares at an average $37.95 per share
- No Section 16 reporting person adopted, modified, or terminated a Rule 10b5-1 trading arrangement during the quarter
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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