Short answer
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $21M (up 4.6% year over year) with net income of $4M.
Q3 2025 key financials · XBRL
- Revenue
- $21M
- +4.6% YoY · +3.3% QoQ
- Net income
- $4M
- −6.7% YoY · −28.4% QoQ
- EPS (diluted)
- $0.67
- −6.9% YoY · −29.5% QoQ
Source: XBRL data from the PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) Q3 2025 10-Q on SEC EDGAR. USD.
PEOPLES BANCORP OF NORTH CAROLINA INC Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue proxy net interest income $15.1M vs $13.5M YoY, up $1.6M
- Net yield 3.58% vs 3.35% YoY; net earnings $3.7M vs $4.0M
- Best performer loans: average balances $1.17B vs $1.12B, with yield 5.82% vs 5.72%
- Credit-loss provision $530,000 vs $297,000, driven by construction-loan reserve increases
- Management expects continued moderate local-market growth; headwinds include economic uncertainty and interest-rate changes
Risk Factors
- Risk factors: Not applicable in provided 10-Q section
- Share repurchase authorization: $3,000,000 available through February 28, 2026
- Deferred compensation plan: 1,110 shares purchased at average $29.89
- Section 16 compliance: No insider trading arrangements adopted, modified, or terminated
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other PEOPLES BANCORP OF NORTH CAROLINA INC quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.