10-Q quarterly report · filed Aug 4, 2026

PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) Q2 2026 10-Q Quarterly Report

Short answer

PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) filed its Q2 2026 10-Q quarterly report on Aug 4, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $22M (up 3.9% year over year) with net income of $5M.

Q2 2026 key financials · XBRL

Revenue
$22M
+3.9% YoY · +3.1% QoQ
Net income
$5M
+1.4% YoY · +19.0% QoQ
EPS (diluted)
$0.96
+1.1% YoY · +20.0% QoQ

Source: XBRL data from the PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) Q2 2026 10-Q on SEC EDGAR. USD.

PEOPLES BANCORP OF NORTH CAROLINA INC Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net earnings $5.2M, versus $5.2M YoY; diluted EPS $0.96, versus $0.95
  • Net interest income $16.0M, versus $14.6M YoY; net yield 3.80%, versus 3.57%
  • Loans strongest contributor: average loans $1.25B, up $96.2M; loan yield 5.83%, versus 5.78%
  • Appraisal management weakest line: fee income $929,000 lower; non-interest income $7.1M, versus $7.7M
  • Credit-loss provision $293,000, versus $213,000 recovery; loans increased $36.3M amid expected moderate local growth

Risk Factors

  • No material risk-factor changes reported; section marked “Not applicable”
  • Stock repurchase program expired February 28, 2026
  • Deferred-compensation purchases totaled 952 shares at $39.99 average price
  • No Section 16 reporting person adopted, modified, or terminated trading arrangements during the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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