8-K current report · filed Apr 20, 2026

PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) 8-K Current Report: April 20, 2026

Item 2.02Item EX-99.1PEBK overview

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PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) filed an 8-K current report with the SEC on April 20, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). First-quarter 2026 earnings announced April 20, 2026.

PEOPLES BANCORP OF NORTH CAROLINA INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • First-quarter 2026 earnings announced April 20, 2026
  • Earnings details contained in Exhibit 99(a), the furnished press release
  • Forward-looking statements subject to risks that could materially alter actual results

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net earnings rose to $4.4M, or $0.80 diluted EPS, from $4.3M and $0.79 despite higher credit-loss provisions
  • Net interest margin expanded to 3.68% from 3.51%, supporting $15.1M net interest income
  • Loans grew $38.9M to $1.24B and deposits increased $31.3M to $1.54B, strengthening balance-sheet growth
  • Credit costs increased to $560,000 from $268,000, while non-performing assets rose to $4.8M from $4.2M
  • Quarterly dividend increased to $0.38 per share from $0.36, signaling continued shareholder distribution capacity

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