OVBC at a glance
OHIO VALLEY BANC CORP (OVBC, SEC CIK 894671) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 13, 2026, an 8-K current report on August 19, 2026 and Form 4 insider filings as recently as August 12, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), OHIO VALLEY BANC CORP (OVBC) reported revenue of $85.2 million (up 12.5% from FY2024) and net income of $15.6 million. Diluted EPS was $3.31.
- As of June 30, 2026, 20 institutional investment managers tracked by SignalX reported holding OHIO VALLEY BANC CORP (OVBC) shares worth $31.3 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Michael Seth Isaac on August 12, 2026 of 67 shares at $44.49 per share.
- In the last 90 days, OVBC insiders reported 2 open-market purchases ($5K) and 0 open-market sales ($0) on Form 4, a net purchase of $5K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $85.2M
- +12.5% vs prior year
- Insiders · 90 days
- 2 buys · 0 sells
- Net +$5K
- 13F holders
- 20 funds
- $31.3M · +3 vs prior quarter
- Latest 8-K
- Aug 19, 2026
- Item 7.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Second-quarter net income $2,927, down $1,283 YoY; EPS $0.62 vs $0.89
- Return on assets 0.70% vs 1.12% YoY; return on equity 6.82% vs 10.79%
- Commercial real estate best-performing loan segment, up 8.0% to $37,711
- Consumer loans weakest segment, down 3.8% or $5,396 from year-end 2025
- Cash and equivalents $78,084, up 70.1%; outlook sensitive to rates, defaults, competition and economic conditions
Risk Factors
- No risk-factors section provided; filing text begins with Item 2 and contains no disclosed changes from the 10-K
- No newly added risk or triggering event identifiable in the supplied text
- No regulatory, legal, compliance, operational, competitive, market, liquidity, debt-maturity, currency, or concentration risks disclosed in the supplied text
AI summary of the OVBC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Buyback authorization extended through August 31, 2027
- Program permits up to $5,000,000 in common-stock repurchases
Item 2.02: Results of Operations and Financial Condition
- Q2 net income $2.927M, down 30.5%; EPS $0.62 versus $0.89, reflecting materially higher credit-loss provisioning
- Six-month net income $7.224M, down 16.2%; ROA 0.89% and ROE 8.48% versus 1.16% and 11.30%
Item 8.01: Other Events
- Quarterly cash dividend of $0.25 per common share declared
- Payable August 10, 2026 to shareholders of record July 24, 2026
AI summaries of OVBC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for OVBC
Don't miss the next OVBC filing
- Alerts as it files. A push when OVBC files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut OVBC, by share count.
- Ask anything. An AI agent that reads every OVBC filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| BARNITZ ANNA P | J | Aug 12, 2026 | 0.218 | $44.49 |
| Michael Seth Isaac | J | Aug 12, 2026 | 4.262 | $44.49 |
| BARNITZ ANNA P | J | Aug 12, 2026 | 50.523 | $44.49 |
| BARNITZ ANNA P | J | Aug 12, 2026 | 0.218 | $44.49 |
| Michael Seth Isaac | Buy | Aug 12, 2026 | 67.432 | $44.49 |
| BARNITZ ANNA P | Buy | Aug 12, 2026 | 33.716 | $44.49 |
| BARNITZ ANNA P | J | May 12, 2026 | 0.211 | $45.84 |
| Michael Seth Isaac | J | May 12, 2026 | 3.759 | $45.84 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $61.9M | $75.8M | $85.2M |
| Net Income | $12.6M | $11.0M | $15.6M |
| Net Margin | 20.4% | 14.5% | 18.3% |
| Balance Sheet | |||
| Total Assets | $1.4B | $1.5B | $1.6B |
| Equity | $144.0M | $150.3M | $170.3M |
| ROE | 8.8% | 7.3% | 9.2% |
| Per Share | |||
| EPS | - | $2.32 | $3.31 |
| Cash Flow | |||
| Operating CF | $20.7M | $13.1M | $18.1M |
| CapEx | $2.7M | $1.4M | $1.0M |
Source: XBRL data in OHIO VALLEY BANC CORP (OVBC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate OVBC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 20 | $31.3M |
| Q1 2026 | 17 | $27.2M |
| Q4 2025 | 17 | $25.4M |
| Q3 2025 | 14 | $22.2M |
| Q2 2025 | 15 | $18.1M |
| Q1 2025 | 11 | $9.5M |
| Q4 2024 | 8 | $4.9M |
| Q3 2024 | 7 | $3.4M |
- BlackRock+39.3K (+19%)
- Dimensional Fund Advisors+18.4K (+19%)
- State Street Corp+11.2K (+19%)
- Renaissance Technologies LLC+6.5K (+44%)
- Vanguard Portfolio Management LLC+3.8K (+17%)
- Goldman Sachs Group−5.9K (-40%)
- Morgan Stanley−363 (-11%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 109 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
OVBC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Aug 19, 2026 | - | Analysis | - |
| 10-Q | Aug 13, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 12, 2026 | - | - | - |
| 4 | Aug 12, 2026 | - | - | - |
| 8-K | Jul 27, 2026 | - | Analysis | - |
| 8-K | Jul 14, 2026 | - | Analysis | - |
| 10-Q | May 15, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 15, 2026 | - | Analysis | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 8-K | Apr 28, 2026 | - | Analysis | - |
| 8-K | Apr 14, 2026 | - | Analysis | - |
| 10-K | Mar 13, 2026 | Dec 31, 2025 | - | |
| 4 | Mar 10, 2026 | - | - | - |
| 8-K | Feb 27, 2026 | - | Analysis | - |
| 4 | Feb 13, 2026 | - | - | |
| 4 | Feb 13, 2026 | - | - | |
| 4 | Feb 13, 2026 | - | - | |
| 8-K | Jan 27, 2026 | - | - | |
| 8-K | Jan 13, 2026 | - | - | |
| 4 | Dec 30, 2025 | - | - | |
| 4 | Dec 30, 2025 | - | - | |
| 4 | Dec 30, 2025 | - | - | |
| 4 | Dec 30, 2025 | - | - | |
| 4 | Dec 30, 2025 | - | - |
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OVBC SEC filings: frequently asked questions
Are OVBC insiders buying or selling?
In the last 90 days, OHIO VALLEY BANC CORP (OVBC) officers, directors and 10% owners reported 2 open-market purchases worth $4,500 by 2 insiders and no open-market sales on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold OVBC stock?
As of June 30, 2026, the largest OHIO VALLEY BANC CORP (OVBC) holders among the 13F filers tracked by SignalX were BlackRock ($10.7 million), Vanguard Capital Management LLC ($7.0 million), Dimensional Fund Advisors ($5.0 million), State Street Corp ($3.0 million), Northern Trust ($1.4 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was OVBC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), OHIO VALLEY BANC CORP (OVBC) reported revenue of $85.2 million (up 12.5% from FY2024) and net income of $15.6 million. Diluted EPS was $3.31. The figures come from the XBRL data in the 10-K.
What did OVBC report in its latest 8-K?
OHIO VALLEY BANC CORP (OVBC) filed an 8-K on August 19, 2026 reporting Item 7.01 (Regulation FD Disclosure). Buyback authorization extended through August 31, 2027.
What are the latest OVBC SEC filings?
OHIO VALLEY BANC CORP (OVBC) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 13, 2026, an 8-K current report on August 19, 2026 and a Form 4 insider filing on August 12, 2026.
What is OVBC's SEC CIK number?
OHIO VALLEY BANC CORP (OVBC)'s SEC Central Index Key (CIK) is 894671. EDGAR lists every OVBC filing under that number.
Ask anything about OVBC
The research agent reads OVBC's filings, financials, insider trades and 13F holders, then answers with sources.