Short answer
OHIO VALLEY BANC CORP (OVBC) filed its Q1 2026 10-Q quarterly report on May 15, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $22M (up 13.5% year over year) with net income of $4M.
Q1 2026 key financials · XBRL
- Revenue
- $22M
- +13.5% YoY
- Net income
- $4M
- −2.5% YoY
- EPS (diluted)
- $0.91
- −3.2% YoY
Source: XBRL data from the OHIO VALLEY BANC CORP (OVBC) Q1 2026 10-Q on SEC EDGAR. USD.
OHIO VALLEY BANC CORP Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $4,297, down $109 YoY; EPS $.91 vs $.94
- Net interest margin 4.01% vs 3.85% YoY; net interest income $14,879, up 13.3%
- Commercial real estate largest segment, $484,243 and 39.9% of loans; consumer loans worst, down 3.6% to year-end 2025
- Cash and equivalents $125,327, up $79,430 or 173.1% from year-end 2025
- Near-term headwinds: collateral impairments, higher delinquencies, elevated mortgage rates and competitive loan pricing
Risk Factors
- No risk-factors section provided in the submitted text
- No new risk factor or 10-K comparison disclosed
- No regulatory, legal, operational, competitive, market, or financial risks described
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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