10-Q quarterly report · filed Nov 14, 2025

OHIO VALLEY BANC CORP (OVBC) Q3 2025 10-Q Quarterly Report

Short answer

OHIO VALLEY BANC CORP (OVBC) filed its Q3 2025 10-Q quarterly report on Nov 14, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $22M (up 11.0% year over year) with net income of $3M.

Q3 2025 key financials · XBRL

Revenue
$22M
+11.0% YoY · +2.4% QoQ
Net income
$3M
+11.4% YoY · −28.0% QoQ
EPS (diluted)
$0.64
+10.3% YoY · −28.1% QoQ

Source: XBRL data from the OHIO VALLEY BANC CORP (OVBC) Q3 2025 10-Q on SEC EDGAR. USD.

OHIO VALLEY BANC CORP Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $3,030, up $311 YoY; EPS $0.64 vs $0.58
  • Net interest income $14,616, up $2,016 or 16.0% YoY
  • Best-performing segment commercial real estate loans, up $69,520 or 18.6% to $442,507
  • Weakest segment consumer loans, down $14,912 or 9.5%; automobile loans down 21.4%
  • Cash $89,316, up $6,209 or 7.5%; securities sale generated $9,808 proceeds and $1,219 loss

Risk Factors

  • No Risk Factors section provided in the submitted filing text
  • No new, changed, regulatory, operational, competitive, market, or financial risks identifiable

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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