10-Q quarterly report · filed Aug 13, 2026

OHIO VALLEY BANC CORP (OVBC) Q2 2026 10-Q Quarterly Report

Short answer

OHIO VALLEY BANC CORP (OVBC) filed its Q2 2026 10-Q quarterly report on Aug 13, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $23M (up 11.6% year over year) with net income of $3M.

Q2 2026 key financials · XBRL

Revenue
$23M
+11.6% YoY · +4.5% QoQ
Net income
$3M
−30.5% YoY · −31.9% QoQ
EPS (diluted)
$0.62
−30.3% YoY · −31.9% QoQ

Source: XBRL data from the OHIO VALLEY BANC CORP (OVBC) Q2 2026 10-Q on SEC EDGAR. USD.

OHIO VALLEY BANC CORP Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Second-quarter net income $2,927, down $1,283 YoY; EPS $0.62 vs $0.89
  • Return on assets 0.70% vs 1.12% YoY; return on equity 6.82% vs 10.79%
  • Commercial real estate best-performing loan segment, up 8.0% to $37,711
  • Consumer loans weakest segment, down 3.8% or $5,396 from year-end 2025
  • Cash and equivalents $78,084, up 70.1%; outlook sensitive to rates, defaults, competition and economic conditions

Risk Factors

  • No risk-factors section provided; filing text begins with Item 2 and contains no disclosed changes from the 10-K
  • No newly added risk or triggering event identifiable in the supplied text
  • No regulatory, legal, compliance, operational, competitive, market, liquidity, debt-maturity, currency, or concentration risks disclosed in the supplied text

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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