OPBK at a glance
OP Bancorp (OPBK, SEC CIK 1722010) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 23, 2026 and Form 4 insider filings as recently as July 1, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), OP Bancorp (OPBK) reported revenue of $3.2 million (down 1.7% from FY2024) and net income of $25.6 million. Diluted EPS was $1.72.
- As of June 30, 2026, 23 institutional investment managers tracked by SignalX reported holding OP Bancorp (OPBK) shares worth $47.9 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Oh Christine Yoon on June 12, 2026 of 1,549 shares at $14.20 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $3.2M
- −1.7% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 23 funds
- $47.9M · +1 vs prior quarter
- Latest 8-K
- Jul 23, 2026
- Item 2.02 · Item 7.01 · Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue proxy net interest income $20.1M, up 2% YoY from $19.7M
- Net interest margin 3.08% vs 3.23% YoY
- SBA loan-sale gains $3.4M, up 134% from $1.4M
- Net income $8.0M, up 26% from $6.3M
- Second-quarter provision reversal $149K vs $1.2M provision YoY
Risk Factors
- Newly added SBA eligibility risk triggered by February 2026 rule eliminating limited non-U.S. ownership exception effective March 1, 2026
- Most materially updated third-party risk: vendor AI use expands oversight obligations for privacy, bias, model performance, and compliance
- Regulatory risk: SBA could revoke Preferred Lender status for risk-management weaknesses, reducing customer retention and originations
- Near-term market risk: elevated and uncertain interest rates may suppress borrowing, weaken loan balances, and increase credit losses
- Financial concentration risk: significant deposits from relatively few clients could require higher-cost replacement funding if withdrawn
AI summary of the OPBK 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Preliminary unaudited results cover Q2 ended June 30, 2026
- OP Bancorp issued the earnings release July 23, 2026
Item 7.01: Regulation FD Disclosure
- Investor presentation furnished July 23, 2026 under Regulation FD
- Summary financial information intended for investor and analyst discussions
Item 8.01: Other Events
- Quarterly cash dividend $0.14 per common share
- Payable August 20, 2026, to shareholders of record August 6, 2026
Item EX-99.1: Item EX-99.1
- Q2 2026 net income $8.0M and diluted EPS $0.53, up from $7.2M and $0.48 in Q1
- Revenue rose 5% sequentially to $25.7M, led by 40% noninterest-income growth and $3.4M gains on loan sales
Item 5.07: Submission of Matters to a Vote of Security Holders
- Shareholders re-elected all seven directors for one-year terms ending at the 2027 annual meeting
- Executive compensation approved on an advisory basis, with 9,617,976 votes for and 286,108 against
Item 7.01: Regulation FD Disclosure
- Investor presentation furnished April 23, 2026 under Regulation FD
- Summary financial information intended for investor and analyst discussions
Item 2.02: Results of Operations and Financial Condition
- Preliminary unaudited first-quarter results cover the period ended March 31, 2026
- Results announcement issued April 23, 2026 by OP Bancorp, parent of Open Bank
Item 8.01: Other Events
- Quarterly cash dividend of $0.14 per share declared by OP Bancorp
- Payable May 21, 2026, to shareholders of record May 7, 2026
Item EX-99.1: Item EX-99.1
- 1Q 2026 net income $7.2M and diluted EPS $0.48, modestly above $7.0M and $0.47 in 4Q 2025
- Loans, deposits, and assets each increased 2%, reaching $2.23B, $2.33B, and $2.70B, respectively
AI summaries of OPBK 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for OPBK
Don't miss the next OPBK filing
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- Fund moves. Which tracked funds opened, added or cut OPBK, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| OH Sang Kyo | M | Jul 1, 2026 | 5,865 | - |
| OH Sang Kyo | M | Jul 1, 2026 | 5,865 | - |
| OH Sang Kyo | M | Jun 24, 2026 | 9,000 | - |
| OH Sang Kyo | M | Jun 24, 2026 | 9,000 | - |
| Oh Christine Yoon | Sell | Jun 12, 2026 | 1,549 | $14.20 |
| Oh Christine Yoon | Sell | Jun 11, 2026 | 8,251 | $14.08 |
| Oh Christine Yoon | Sell | Jun 10, 2026 | 12,018 | $14.29 |
| Park Jae H. | F | Jun 8, 2026 | 1,241 | $14.15 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $2.1M | $3.3M | $3.2M |
| Net Income | $23.9M | $21.1M | $25.6M |
| Net Margin | 1126.6% | 646.1% | 800.1% |
| Balance Sheet | |||
| Total Assets | $2.1B | $2.4B | $2.7B |
| Equity | - | $205.0M | $227.9M |
| ROE | - | 10.3% | 11.2% |
| Per Share | |||
| EPS | $1.55 | $1.39 | $1.72 |
| Cash Flow | |||
| Operating CF | $67.8M | $31.3M | $26.2M |
| CapEx | $2.2M | $1.6M | $2.8M |
Source: XBRL data in OP Bancorp (OPBK)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate OPBK share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 23 | $47.9M |
| Q1 2026 | 22 | $37.5M |
| Q4 2025 | 21 | $41.5M |
| Q3 2025 | 20 | $39.6M |
| Q2 2025 | 18 | $36.5M |
| Q1 2025 | 14 | $21.9M |
| Q4 2024 | 10 | $24.6M |
| Q3 2024 | 7 | $9.3M |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 135 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
OPBK filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| SC 13G | Jul 29, 2026 | - | - | |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jun 25, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 4 | Jun 9, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 8-K | May 28, 2026 | - | Analysis | |
| 4 | May 26, 2026 | - | - | |
| 10-Q | May 15, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 23, 2026 | - | Analysis | - |
| 4 | Apr 1, 2026 | - | - | - |
| 10-K | Mar 13, 2026 | Dec 31, 2025 | - | |
| 4 | Mar 12, 2026 | - | - | - |
| 4 | Feb 24, 2026 | - | - | - |
| 8-K | Jan 22, 2026 | - | - | |
| 4 | Dec 30, 2025 | - | - | |
| 4 | Dec 3, 2025 | - | - | |
| 4 | Dec 3, 2025 | - | - |
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OPBK SEC filings: frequently asked questions
Which institutions hold OPBK stock?
As of June 30, 2026, the largest OP Bancorp (OPBK) holders among the 13F filers tracked by SignalX were BlackRock ($15.0 million), Dimensional Fund Advisors ($10.2 million), Vanguard Capital Management LLC ($7.8 million), State Street Corp ($2.3 million), Raymond James Financial ($1.4 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was OPBK's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), OP Bancorp (OPBK) reported revenue of $3.2 million (down 1.7% from FY2024) and net income of $25.6 million. Diluted EPS was $1.72. The figures come from the XBRL data in the 10-K.
What did OPBK report in its latest 8-K?
OP Bancorp (OPBK) filed an 8-K on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure) and Item 8.01 (Other Events). Preliminary unaudited results cover Q2 ended June 30, 2026.
What are the latest OPBK SEC filings?
OP Bancorp (OPBK) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 23, 2026 and a Form 4 insider filing on July 1, 2026.
What is OPBK's SEC CIK number?
OP Bancorp (OPBK)'s SEC Central Index Key (CIK) is 1722010. EDGAR lists every OPBK filing under that number.
Ask anything about OPBK
The research agent reads OPBK's filings, financials, insider trades and 13F holders, then answers with sources.