Short answer
OP Bancorp (OPBK) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.2). Preliminary unaudited first-quarter results cover the period ended March 31, 2026.
OP Bancorp 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Preliminary unaudited first-quarter results cover the period ended March 31, 2026
- Results announcement issued April 23, 2026 by OP Bancorp, parent of Open Bank
- Detailed financial figures and management commentary appear in Exhibit 99.1
Item 7.01 · Regulation FD Disclosure
- Investor presentation furnished April 23, 2026 under Regulation FD
- Summary financial information intended for investor and analyst discussions
- Exhibit 99.3 contains the substantive presentation and financial details
- Presentation not treated as filed under Section 18 or incorporated into registration statements
Item 8.01 · Other Events
- Quarterly cash dividend of $0.14 per share declared by OP Bancorp
- Payable May 21, 2026, to shareholders of record May 7, 2026
- Dividend announcement signals continued shareholder distributions and requires ownership by the record date
Item EX-99.1 · Exhibit EX-99.2
- 1Q 2026 net income $7.2M and diluted EPS $0.48, modestly above $7.0M and $0.47 in 4Q 2025
- Loans, deposits, and assets each increased 2%, reaching $2.23B, $2.33B, and $2.70B, respectively
- Net interest margin declined to 3.19% from 3.25%, signaling funding-cost or asset-yield pressure despite balance-sheet growth
- Nonperforming loans rose to 0.82% of gross loans from 0.64%; criticized loans increased to 1.49% from 1.46%
- CET1 ratio 10.82%, book value per share $15.62, and quarterly dividend increased 17% to $0.14 per share
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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