Short answer
OP Bancorp (OPBK) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Preliminary unaudited results cover Q2 ended June 30, 2026.
OP Bancorp 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Preliminary unaudited results cover Q2 ended June 30, 2026
- OP Bancorp issued the earnings release July 23, 2026
- Full financial details are contained in Exhibit 99.1, requiring review for investor impact
Item 7.01 · Regulation FD Disclosure
- Investor presentation furnished July 23, 2026 under Regulation FD
- Summary financial information intended for investor and analyst discussions
- Exhibit 99.3 contains the substantive financial disclosures
- Information not treated as filed or incorporated into registration statements by reference
Item 8.01 · Other Events
- Quarterly cash dividend $0.14 per common share
- Payable August 20, 2026, to shareholders of record August 6, 2026
- Dividend announcement signals continued shareholder capital returns by OP Bancorp
- Exhibit 99.2 contains the related press release
Item EX-99.1 · Exhibit EX-99.1
- Q2 2026 net income $8.0M and diluted EPS $0.53, up from $7.2M and $0.48 in Q1
- Revenue rose 5% sequentially to $25.7M, led by 40% noninterest-income growth and $3.4M gains on loan sales
- Credit-cost benefit included a $149K provision reversal, primarily from a $761K reserve reversal after CRE loan payoff
- Gross loans grew 9% year over year to $2.26B, while deposits increased 5% to $2.37B
- NIM fell 11 basis points sequentially to 3.08%; nonperforming loans reached 0.76% of gross loans versus 0.43% year over year
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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