MCHB at a glance
Mechanics Bancorp (MCHB, SEC CIK 1518715) filed its latest 10-K annual report on March 17, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 17, 2026 and Form 4 insider filings as recently as June 17, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Mechanics Bancorp (MCHB) reported revenue of $49.7 million (up 3.3% from FY2024) and net income of $265.7 million. Diluted EPS was $1.27.
- As of June 30, 2026, 24 institutional investment managers tracked by SignalX reported holding Mechanics Bancorp (MCHB) shares worth $180.9 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Downer Edward Michael on June 15, 2026 of 2 shares at $15.13 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $49.7M
- +3.3% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 24 funds
- $180.9M · +1 vs prior quarter
- Latest 8-K
- Sep 17, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $57.7M in Q2 2026; no quarterly YoY revenue comparison disclosed
- Net interest margin 3.62% vs 3.44% YoY; net interest income $356.2M vs $258.6M for six months
- Noninterest income $23.8M, led by other income at $7.2M and service charges at $6.0M
- Loans held for investment $13.6B vs $14.2B; deposits $18.1B vs $19.0B at December 31, 2025
- Outlook headwinds: interest-rate risk, inflation, real-estate values, credit losses, liquidity costs and regional economic downturns
Risk Factors
- No risk-factors section provided; submitted text begins with Item 2
- Newly disclosed insider trading plans: 20% of net RSU shares and 6,100 MCHB shares
- Regulatory disclosure risk: Rule 10b5-1 arrangements intended to satisfy Exchange Act Rule 10b5-1(c)
- No specific operational, competitive, market, liquidity, debt, currency, or concentration risks disclosed
AI summary of the MCHB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Mechanics Bank completed sale of approximately $417 million in performing indirect auto loans
- Bank of America’s trading desk served as buyer, reducing Mechanics Bancorp’s indirect auto-loan exposure
Item 8.01: Other Events
- Quarterly cash dividend: $0.25 per Class A share and $2.50 per Class B share
- Payment date: September 1, 2026, for shareholders of record August 29, 2026
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 operating results announced on July 29, 2026
- Earnings release furnished as Exhibit 99.1, containing the substantive financial details
Item 7.01: Regulation FD Disclosure
- Second-quarter 2026 investor presentation furnished ahead of July 29, 2026 webcast
- Management targeting institutional investors and industry analysts, potentially influencing near-term market expectations
AI summaries of MCHB 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for MCHB
Don't miss the next MCHB filing
- Alerts as it files. A push when MCHB files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut MCHB, by share count.
- Ask anything. An AI agent that reads every MCHB filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Downer Edward Michael | Sell | Jun 15, 2026 | 2 | $15.13 |
| Crowe Adrienne Y | A | May 28, 2026 | 5,513 | - |
| Pellegrino Nancy D | A | May 28, 2026 | 5,513 | - |
| Downer Douglas E | A | May 28, 2026 | 5,513 | - |
| Wilcox Jon R | A | May 28, 2026 | 5,513 | - |
| Russell Kenneth D | A | May 28, 2026 | 5,513 | - |
| Cochran Patricia | A | May 28, 2026 | 5,513 | - |
| Downer Edward Michael | A | May 28, 2026 | 5,513 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $399.7M | $48.1M | $49.7M |
| Net Income | -$27.5M | -$144.3M | $265.7M |
| Net Margin | -6.9% | -299.9% | 534.4% |
| Balance Sheet | |||
| Total Assets | $9.4B | $8.1B | $22.4B |
| Equity | $538.4M | $397.0M | $2.9B |
| ROE | -5.1% | -36.4% | 9.3% |
| Per Share | |||
| EPS | - | $-7.65 | $1.27 |
| Cash Flow | |||
| Operating CF | $8.0M | -$45.9M | $193.6M |
| CapEx | $3.8M | $490K | $6.5M |
Source: XBRL data in Mechanics Bancorp (MCHB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate MCHB share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 24 | $180.9M |
| Q1 2026 | 23 | $172.5M |
| Q4 2025 | 21 | $160.0M |
| Q3 2025 | 22 | $79.2M |
| Q2 2025 | 20 | $71.4M |
| Q1 2025 | 19 | $54.9M |
| Q4 2024 | 16 | $42.6M |
| Q3 2024 | 13 | $37.6M |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 158 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
MCHB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 17, 2026 | - | Analysis | - |
| 8-K | Aug 20, 2026 | - | Analysis | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 29, 2026 | - | Analysis | - |
| 4 | Jun 17, 2026 | - | - | - |
| 8-K | Jun 1, 2026 | - | Analysis | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 8-K | May 13, 2026 | - | Analysis | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 5, 2026 | - | Analysis | - |
| 8-K | Apr 30, 2026 | - | Analysis | - |
| 4 | Mar 23, 2026 | - | - | - |
| 10-K | Mar 17, 2026 | Dec 31, 2025 | - | |
| 4 | Mar 3, 2026 | - | - | - |
| 4 | Mar 3, 2026 | - | - | - |
| 8-K | Feb 27, 2026 | - | Analysis | - |
| 4 | Feb 18, 2026 | - | - | |
| 4 | Feb 18, 2026 | - | - | |
| 4 | Feb 18, 2026 | - | - |
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MCHB SEC filings: frequently asked questions
Which institutions hold MCHB stock?
As of June 30, 2026, the largest Mechanics Bancorp (MCHB) holders among the 13F filers tracked by SignalX were BlackRock ($49.0 million), State Street Corp ($27.4 million), Vanguard Capital Management LLC ($26.2 million), BNY Mellon ($17.3 million), Dimensional Fund Advisors ($12.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was MCHB's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Mechanics Bancorp (MCHB) reported revenue of $49.7 million (up 3.3% from FY2024) and net income of $265.7 million. Diluted EPS was $1.27. The figures come from the XBRL data in the 10-K.
What did MCHB report in its latest 8-K?
Mechanics Bancorp (MCHB) filed an 8-K on September 17, 2026 reporting Item 8.01 (Other Events). Mechanics Bank completed sale of approximately $417 million in performing indirect auto loans.
What are the latest MCHB SEC filings?
Mechanics Bancorp (MCHB) filed its latest 10-K annual report on March 17, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 17, 2026 and a Form 4 insider filing on June 17, 2026.
What is MCHB's SEC CIK number?
Mechanics Bancorp (MCHB)'s SEC Central Index Key (CIK) is 1518715. EDGAR lists every MCHB filing under that number.
Ask anything about MCHB
The research agent reads MCHB's filings, financials, insider trades and 13F holders, then answers with sources.