Short answer
Mechanics Bancorp (MCHB) filed its Q3 2025 10-Q quarterly report on Nov 17, 2025 for the quarter ended Sep 30, 2025.
Q3 2025 key financials · XBRL
- Net income
- $150M
- +2164.2% YoY · +3506.9% QoQ
- EPS (diluted)
- $1.16
- +405.3% YoY · +604.3% QoQ
Source: XBRL data from the Mechanics Bancorp (MCHB) Q3 2025 10-Q on SEC EDGAR. USD.
Mechanics Bancorp Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net interest income $145.7M, up from $130.1M in Q2 2025; quarterly YoY revenue comparison unavailable
- Net income $55.2M; net interest margin 3.36% vs 3.44% in Q2
- Best contributor: bargain purchase gain $90.4M; noninterest income $109.8M vs $19.6M
- Worst item: provision for loan credit losses $46.1M vs $357K in Q2
- Deposits $19.5B vs $13.9B at December 31; HomeStreet merger added reserves and integration risks персп
Risk Factors
- No material risk-factor changes from the prior disclosure
- Carried-forward risks referenced in Exhibit 99.2 to the September 2, 2025 Form 8-K
- Specific regulatory, legal, operational, competitive, and financial risks not provided in this excerpt
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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