MCB at a glance
Metropolitan Bank Holding Corp. (MCB, SEC CIK 1476034) filed its latest 10-K annual report on February 20, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on July 21, 2026 and Form 4 insider filings as recently as September 18, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Metropolitan Bank Holding Corp. (MCB) reported revenue of $11.1 million (down 53.8% from FY2024) and net income of $71.1 million. Diluted EPS was $6.62.
- As of June 30, 2026, 31 institutional investment managers tracked by SignalX reported holding Metropolitan Bank Holding Corp. (MCB) shares worth $491.3 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Fredston Dale C on September 17, 2026 of 2,000 shares at $89.09 per share.
- In the last 90 days, MCB insiders reported 1 open-market purchase ($90K) and 2 open-market sales ($1.1M) on Form 4, a net sale of $1.0M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $11.1M
- −53.8% vs prior year
- Insiders · 90 days
- 1 buy · 2 sells
- Net −$1.0M
- 13F holders
- 31 funds
- $491.3M · +1 vs prior quarter
- Latest 8-K
- Jul 21, 2026
- Item 2.02 · Item 7.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Quarterly net income $19.2M, up $456K from $18.8M YoY
- Net interest margin 4.08% vs 3.83% YoY; net interest income $90.4M vs $73.6M
- Worst credit contributor single C&I loan drove $13.3M provision vs $6.4M YoY
- Cash and equivalents $239.3M vs $393.6M at December 31, 2025
- $50.0M share repurchase authorization; ACL estimates remain sensitive to economic forecasts and collateral values
Risk Factors
- Newly authorized $50 million share-repurchase program replaced the July 17, 2025 program
- Aggregate repurchase authorization reached $150 million since March 2025
- No shares repurchased during the quarter despite $50 million June authorization
- Executive trading-plan risk: sales of up to 7,250 shares beginning September 17, 2026
- No defaults upon senior securities reported during the quarter
AI summary of the MCB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 financial results announced July 21, 2026
- Results cover Metropolitan Bank Holding Corp. and subsidiary Metropolitan Commercial Bank
Item 7.01: Regulation FD Disclosure
- Presentation Materials furnished as Exhibit 99.2 cover second-quarter 2026 financial results
- Additional investor-focused financial information available through the company website
Item EX-99.1: Item EX-99.1
- Q2 net income $19.2M, diluted EPS $1.54, down from $2.92 linked-quarter and $1.76 year-over-year
- $13.3M credit-loss provision tied primarily to one non-core C&I loan, materially pressuring quarterly profitability
Item EX-99.1: Item EX-99.1
- Quarterly dividend raised to $0.35 per share from $0.25, a 40% increase
- Dividend payable August 11, 2026 to shareholders of record July 31, 2026
Item 8.01: Other Events
- Quarterly dividend increased to $0.35 per share from $0.25, signaling stronger shareholder distributions
- Dividend payable August 11, 2026 to shareholders of record July 31, 2026
Item 8.01: Other Events
- $50.0 million common-stock repurchase authorization approved June 19, 2026
- New program replaces and supersedes the July 17, 2025 authorization
AI summaries of MCB 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for MCB
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Fredston Dale C | Sell | Sep 17, 2026 | 2,000 | $89.09 |
| PATENT ROBERT C | Sell | Aug 10, 2026 | 10,000 | $92.29 |
| Dougherty Daniel F | Buy | Jul 23, 2026 | 1,000 | $89.98 |
| Rosenberg Nick | Sell | Jul 1, 2026 | 1,807 | $100.42 |
| Rosenberg Nick | Sell | Jun 30, 2026 | 90 | $100.03 |
| Rosenberg Nick | Sell | Jun 29, 2026 | 90 | $100.06 |
| Rosenberg Nick | Sell | Jun 26, 2026 | 263 | $100.01 |
| PATENT ROBERT C | Sell | Jun 12, 2026 | 10,000 | $96.41 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $27.9M | $23.9M | $11.1M | |
| Net Income | $77.3M | $66.7M | $71.1M | |
| Net Margin | 277.1% | 278.6% | 643.2% | |
| Balance Sheet | ||||
| Total Assets | $7.1B | $7.3B | $8.3B | |
| Equity | $659.0M | $729.8M | $743.1M | |
| ROE | 11.7% | 9.1% | 9.6% | |
| Per Share | ||||
| EPS | $6.91 | $5.93 | $6.62 | |
| Cash Flow | ||||
| Operating CF | $42.4M | $148.5M | $88.7M | |
Source: XBRL data in Metropolitan Bank Holding Corp. (MCB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate MCB share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 31 | $491.3M |
| Q1 2026 | 30 | $388.9M |
| Q4 2025 | 25 | $306.0M |
| Q3 2025 | 28 | $341.5M |
| Q2 2025 | 28 | $313.9M |
| Q1 2025 | 21 | $180.0M |
| Q4 2024 | 19 | $171.0M |
| Q3 2024 | 16 | $79.2M |
- BlackRock+188.1K (+18%)
- Two Sigma Investments+123.2K (+128%)
- State Street Corp+85.6K (+22%)
- AQR Capital Management+53.5K (+88%)
- D.E. Shaw & Co+45.2K (+39%)
- Millennium Management−78.3K (-24%)
- Bank of America Corp−77.1K (-54%)
- Citadel Advisors LLC−74.6K (-20%)
- JPMorgan Chase & Co−26.0K (-21%)
- Soros Fund Management−25.0K (-33%)
- Truist Financial+3.4K
Source: 13F-HR filings on SEC EDGAR (aggregated from 198 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
MCB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 18, 2026 | - | - | - |
| 4 | Aug 12, 2026 | - | - | - |
| 10-Q | Jul 31, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 27, 2026 | - | - | - |
| 8-K | Jul 21, 2026 | - | Analysis | - |
| 8-K | Jul 20, 2026 | - | Analysis | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jun 29, 2026 | - | - | - |
| 8-K | Jun 22, 2026 | - | Analysis | - |
| 4 | Jun 15, 2026 | - | - | - |
| 8-K | Jun 8, 2026 | - | Analysis | |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 1, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 29, 2026 | - | Analysis | - |
| 8-K | Apr 21, 2026 | - | Analysis | - |
| 8-K | Apr 20, 2026 | - | Analysis | - |
| 4 | Mar 30, 2026 | - | - | - |
| 4 | Mar 30, 2026 | - | - | - |
| 8-K | Mar 16, 2026 | - | Analysis | - |
| 4 | Mar 11, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
| 4 | Mar 4, 2026 | - | - | - |
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MCB SEC filings: frequently asked questions
Are MCB insiders buying or selling?
In the last 90 days, Metropolitan Bank Holding Corp. (MCB) officers, directors and 10% owners reported 1 open-market purchase worth $89,980 by 1 insider and 2 open-market sales worth $1.1 million by 2 insiders on Form 4, a net sale of $1.0 million. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold MCB stock?
As of June 30, 2026, the largest Metropolitan Bank Holding Corp. (MCB) holders among the 13F filers tracked by SignalX were BlackRock ($119.4 million), Vanguard Capital Management LLC ($50.6 million), Dimensional Fund Advisors ($46.7 million), State Street Corp ($46.3 million), Citadel Advisors LLC ($29.9 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was MCB's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Metropolitan Bank Holding Corp. (MCB) reported revenue of $11.1 million (down 53.8% from FY2024) and net income of $71.1 million. Diluted EPS was $6.62. The figures come from the XBRL data in the 10-K.
What did MCB report in its latest 8-K?
Metropolitan Bank Holding Corp. (MCB) filed an 8-K on July 21, 2026 reporting Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure). Q2 2026 financial results announced July 21, 2026.
What are the latest MCB SEC filings?
Metropolitan Bank Holding Corp. (MCB) filed its latest 10-K annual report on February 20, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on July 21, 2026 and a Form 4 insider filing on September 18, 2026.
What is MCB's SEC CIK number?
Metropolitan Bank Holding Corp. (MCB)'s SEC Central Index Key (CIK) is 1476034. EDGAR lists every MCB filing under that number.
Ask anything about MCB
The research agent reads MCB's filings, financials, insider trades and 13F holders, then answers with sources.