Short answer
Metropolitan Bank Holding Corp. (MCB) filed an 8-K current report with the SEC on April 21, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). First-quarter 2026 financial results announced April 21, 2026.
Metropolitan Bank Holding Corp. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- First-quarter 2026 financial results announced April 21, 2026
- Full performance details contained in Exhibit 99.1 press release
- Results cover Metropolitan Bank Holding Corp. and subsidiary Metropolitan Commercial Bank
Item 7.01 · Regulation FD Disclosure
- Q1 2026 financial-results presentation furnished as Exhibit 99.2 under Regulation FD
- Additional performance information available on Metropolitan Bank Holding’s website
- Investors should review Exhibit 99.2 for management commentary and supporting financial data
Item EX-99.1 · Exhibit EX-99.1
- Q1 2026 diluted EPS $2.92 vs $1.45 YoY, with net income reaching $31.4 million
- Net interest income rose 28.3% YoY to $85.9 million as net interest margin expanded to 4.08%
- Loans increased 11.1% YoY to $7.0 billion while deposits grew 20.0% to $7.7 billion
- Follow-on equity offering raised $186.8 million net from approximately 2.3 million shares at $85.00
- Credit risk remains material: non-performing loans 1.01%, net charge-offs 0.73%, and non-owner-occupied CRE 299.5% of risk-based capital
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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