Short answer
Metropolitan Bank Holding Corp. (MCB) filed an 8-K current report with the SEC on July 21, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 financial results announced July 21, 2026.
Metropolitan Bank Holding Corp. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 2026 financial results announced July 21, 2026
- Results cover Metropolitan Bank Holding Corp. and subsidiary Metropolitan Commercial Bank
- Detailed financial results provided in Exhibit 99.1 press release
Item 7.01 · Regulation FD Disclosure
- Presentation Materials furnished as Exhibit 99.2 cover second-quarter 2026 financial results
- Additional investor-focused financial information available through the company website
- Reg FD disclosure enables broad, simultaneous access to supplemental results materials
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $19.2M, diluted EPS $1.54, down from $2.92 linked-quarter and $1.76 year-over-year
- $13.3M credit-loss provision tied primarily to one non-core C&I loan, materially pressuring quarterly profitability
- Net interest income $90.4M, up 22.8% year-over-year, with NIM 4.08% versus 3.83%
- Loans $7.3B, up 7.6% from December 2025, while deposits rose 4.8% to $7.7B
- $50.0M buyback authorized and quarterly dividend raised $0.25 to $0.35 per share
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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