EFSI at a glance
EAGLE FINANCIAL SERVICES INC (EFSI, SEC CIK 880641) filed its latest 10-K annual report on March 16, 2026, a 10-Q quarterly report on August 10, 2026, an 8-K current report on September 8, 2026 and Form 4 insider filings as recently as May 20, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), EAGLE FINANCIAL SERVICES INC (EFSI) reported revenue of $99.0 million (up 8.4% from FY2024) and net income of $8.2 million. Diluted EPS was $1.59.
- As of June 30, 2026, 18 institutional investment managers tracked by SignalX reported holding EAGLE FINANCIAL SERVICES INC (EFSI) shares worth $39.8 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by SCHMIDT MARIANNE on April 29, 2026 of 388 shares at $37.95 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $99.0M
- +8.4% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 18 funds
- $39.8M · −1 vs prior quarter
- Latest 8-K
- Sep 8, 2026
- Item 7.01 · Item 1.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Risk Factors
- No material changes to risk factors from the 2025 Form 10-K
- Carried-forward regulatory risk: compliance obligations under applicable banking regulations
- Carried-forward credit risk: borrower defaults and deterioration in loan portfolio quality
- Carried-forward market risk: interest-rate changes affecting net interest income
- Carried-forward liquidity risk: funding availability and deposit stability
AI summary of the EFSI 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- EFSI and JMSB announced execution of a merger agreement on September 8, 2026
- Investor presentation supplied supplemental transaction information to analysts and shareholders
Item 1.01: Entry into a Material Definitive Agreement
- EFSI agreed to merge with JMSB; EFSI shareholders receive 2.00 JMSB shares per EFSI share in a planned tax-free reorganization
- Bank of Clarke will merge into John Marshall Bank, creating a combined Virginia banking platform with JMSB as surviving corporation
Item EX-99.1: Item EX-99.1
- Proposed 100% stock merger values EFSI at $252.8M, or $46.72 per share, using a fixed 2.0x exchange ratio
- Pro forma ownership splits 56.6% JMSB and 43.4% EFSI, with expected closing in early Q1 2027
Item 2.02: Results of Operations and Financial Condition
- Quarterly results released for period ended June 30, 2026
- Press release issued July 23, 2026
Item 7.01: Regulation FD Disclosure
- Earnings presentation furnished as Exhibit 99.2 for investor and analyst meetings
- Presentation may provide management’s financial outlook and operating priorities
Item EX-99.1: Item EX-99.1
- Q2 net income $5.0M, boosted by a $3.5M pre-tax Bearing Insurance Group sale gain
- Adjusted net income $2.2M, down 40.5% sequentially and 57.7% year over year
Item 5.07: Submission of Matters to a Vote of Security Holders
- All six director nominees elected, including four three-year and two two-year terms
- 2026 Employee Stock Purchase Plan approved, enabling employee equity purchases
AI summaries of EFSI 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for EFSI
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- Fund moves. Which tracked funds opened, added or cut EFSI, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| SMALLEY ROBERT W JR | D | May 19, 2026 | 761 | - |
| SCHMIDT MARIANNE | Sell | Apr 29, 2026 | 388 | $37.95 |
| HAMBERGER SCOTT M | Buy | Mar 11, 2026 | 909 | $33.00 |
| HAMBERGER SCOTT M | G | Mar 11, 2026 | 600 | - |
| HAMBERGER SCOTT M | G | Mar 11, 2026 | 600 | - |
| HILL EDWARD III | Buy | Mar 5, 2026 | 939 | $34.62 |
| Lorey Brandon Craig | Buy | Mar 2, 2026 | 350 | $34.53 |
| HAMBERGER SCOTT M | Buy | Feb 27, 2026 | 945 | $36.00 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $83.1M | $91.3M | $99.0M |
| Net Income | $9.4M | $15.3M | $8.2M |
| Net Margin | 11.3% | 16.8% | 8.3% |
| Balance Sheet | |||
| Total Assets | $1.8B | $1.9B | $1.9B |
| Equity | $108.4M | $119.0M | $188.8M |
| ROE | 8.6% | 12.9% | 4.3% |
| Per Share | |||
| EPS | - | $4.32 | $1.59 |
| Cash Flow | |||
| Operating CF | $6.9M | $18.8M | $25.8M |
| CapEx | $1.1M | $1.0M | $1.4M |
Source: XBRL data in EAGLE FINANCIAL SERVICES INC (EFSI)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate EFSI share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 18 | $39.8M |
| Q1 2026 | 19 | $28.6M |
| Q4 2025 | 17 | $33.2M |
| Q3 2025 | 17 | $31.8M |
| Q2 2025 | 16 | $19.3M |
| Q1 2025 | 8 | $11.9M |
- BlackRock+64.7K (+23%)
- Two Sigma Investments+45.9K (+280%)
- Citadel Advisors LLC+26.2K (+353%)
- Dimensional Fund Advisors+14.5K (+60%)
- AQR Capital Management+8.9K (+80%)
- Vanguard Capital Management LLC−31.0K (-13%)
- Bank of America Corp−913 (-9%)
- Morgan Stanley−84 (-0%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 95 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
EFSI filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 8, 2026 | - | Analysis | - |
| 10-Q | Aug 10, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 4 | May 20, 2026 | - | - | |
| 8-K | May 20, 2026 | - | Analysis | |
| 10-Q | May 11, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 1, 2026 | - | - | - |
| SC 13G | Apr 29, 2026 | - | - | |
| 8-K | Apr 23, 2026 | - | Analysis | - |
| 10-K | Mar 16, 2026 | Dec 31, 2025 | - | |
| 4 | Mar 12, 2026 | - | - | - |
| 4 | Mar 6, 2026 | - | - | - |
| 4 | Mar 3, 2026 | - | - | - |
| 4 | Mar 3, 2026 | - | - | - |
| 4 | Feb 12, 2026 | - | - | |
| 4 | Feb 3, 2026 | - | - | |
| 8-K | Jan 27, 2026 | - | - | |
| 8-K | Jan 26, 2026 | - | - | |
| 8-K | Jan 21, 2026 | - | - | |
| SC 13G | Jan 21, 2026 | - | - | |
| 4 | Jan 6, 2026 | - | - | |
| 4 | Jan 6, 2026 | - | - | |
| 4 | Jan 6, 2026 | - | - | |
| 4 | Jan 6, 2026 | - | - | |
| 4 | Jan 6, 2026 | - | - |
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EFSI SEC filings: frequently asked questions
Which institutions hold EFSI stock?
As of June 30, 2026, the largest EAGLE FINANCIAL SERVICES INC (EFSI) holders among the 13F filers tracked by SignalX were BlackRock ($14.3 million), Vanguard Capital Management LLC ($8.8 million), State Street Corp ($3.7 million), Two Sigma Investments ($2.6 million), Dimensional Fund Advisors ($1.6 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was EFSI's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), EAGLE FINANCIAL SERVICES INC (EFSI) reported revenue of $99.0 million (up 8.4% from FY2024) and net income of $8.2 million. Diluted EPS was $1.59. The figures come from the XBRL data in the 10-K.
What did EFSI report in its latest 8-K?
EAGLE FINANCIAL SERVICES INC (EFSI) filed an 8-K on September 8, 2026 reporting Item 7.01 (Regulation FD Disclosure) and Item 1.01 (Entry into a Material Definitive Agreement). EFSI and JMSB announced execution of a merger agreement on September 8, 2026.
What are the latest EFSI SEC filings?
EAGLE FINANCIAL SERVICES INC (EFSI) filed its latest 10-K annual report on March 16, 2026, a 10-Q quarterly report on August 10, 2026, an 8-K current report on September 8, 2026 and a Form 4 insider filing on May 20, 2026.
What is EFSI's SEC CIK number?
EAGLE FINANCIAL SERVICES INC (EFSI)'s SEC Central Index Key (CIK) is 880641. EDGAR lists every EFSI filing under that number.
Ask anything about EFSI
The research agent reads EFSI's filings, financials, insider trades and 13F holders, then answers with sources.