8-K current report · filed Jul 23, 2026

EAGLE FINANCIAL SERVICES INC (EFSI) 8-K Current Report: July 23, 2026

Item 2.02Item 7.01Item EX-99.1EFSI overview

Short answer

EAGLE FINANCIAL SERVICES INC (EFSI) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Quarterly results released for period ended June 30, 2026.

EAGLE FINANCIAL SERVICES INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Quarterly results released for period ended June 30, 2026
  • Press release issued July 23, 2026
  • Detailed financial results available in Exhibit 99.1

Item 7.01 · Regulation FD Disclosure

  • Earnings presentation furnished as Exhibit 99.2 for investor and analyst meetings
  • Presentation may provide management’s financial outlook and operating priorities
  • Information carries Regulation FD disclosure protections and is not treated as “filed” under Exchange Act Section 18
  • Forward-looking statements subject to material risks, uncertainties, and no update obligation

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $5.0M, boosted by a $3.5M pre-tax Bearing Insurance Group sale gain
  • Adjusted net income $2.2M, down 40.5% sequentially and 57.7% year over year
  • Loan growth supported net interest income up 8.1% year over year and margin expansion to 3.86%
  • Credit costs intensified: $3.2M provision, $2.2M net charge-offs, and nonperforming assets of $16.5M
  • $0.31 quarterly dividend payable August 14 to shareholders of record August 3

Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean

Other EAGLE FINANCIAL SERVICES INC 8-K filings

Get the next EFSI 8-K as it lands

Follow EFSI for push alerts, or ask the research agent what this filing means.