EBC Eastern Bankshares, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business as a Nasdaq-traded regional bank focused on shareholder value and dividend payments
• • New share repurchase program authorized Oct 23, 2025 for up to 11.9 million shares through Oct 31, 2026
• • Completed prior $200 million repurchase program of 10.8 million shares during Q3 2025
• • Cumulative total shareholder return 28.18% from Oct 2020 through Dec 2025, underperforming Russell 2000 at 34.4%
• • 8,510 common shareholders of record as of Feb 24, 2026, reflecting shareholder base scale

Risk Factors

• • Regulatory risk: Compliance with SEC reporting and Regulation Fair Disclosure obligations via ongoing website updates and filings
• • Operational risk: Integration of HarborOne merger workforce of 2,450 employees, including 2,247 full-time, critical for talent and cultural continuity
• • Human capital risk: Retention of commercial lending, wealth management, and private banking talent to support organic growth post-merger
• • Competitive risk: Maintaining intellectual property protections on trademarks and logos to preserve competitive position in regional banking
• • Structural risk: Majority employee ownership through ESOP linking workforce financial interests to Company stock performance and retention

Management Discussion & Analysis

• • Total liquidity sources $2.55B outstanding, $6.95B additional capacity at Dec 31, 2025 vs $2.08B/$5.20B in 2024
• • FHLB borrowings $198M outstanding with $3.05B unused capacity, up from $18M/$2.38B in 2024
• • Loans pledged to FHLB increased to $5.0B in 2025 from $2.3B in 2024 enhancing borrowing capacity
• • Regulatory capital "well capitalized" at Dec 31, 2025 and 2024, complying with Massachusetts, FDIC, and Federal Reserve requirements
• • Management performs liquidity stress testing and ALCO monitors liquidity and risk in unanticipated stress events

What are the latest EBC SEC filings in 2026?

Eastern Bankshares, Inc. (EBC) has filed a 10-K annual report on March 2, 2026, a 10-Q quarterly report on May 8, 2026, an 8-K current report on July 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did EBC file its most recent 10-K annual report?

Eastern Bankshares, Inc. (EBC) filed its most recent 10-K annual report on March 2, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view EBC 10-Q quarterly reports?

Eastern Bankshares, Inc. (EBC)'s most recent 10-Q quarterly report was filed on May 8, 2026. SignalX displays every EBC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has EBC filed recently?

Eastern Bankshares, Inc. (EBC)'s most recent 8-K was filed on July 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find EBC insider trading activity (Form 4)?

SignalX aggregates every EBC Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does EBC file with the SEC?

Eastern Bankshares, Inc. (EBC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new EBC filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Eastern Bankshares, Inc. (EBC).

What is EBC's SEC CIK number?

Eastern Bankshares, Inc. (EBC)'s SEC CIK (Central Index Key) number is 1810546. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1810546 to look up all EBC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find EBC return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Eastern Bankshares, Inc. (EBC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.