Eastern Bankshares, Inc. (EBC) Q3 2025 10-Q Quarterly Report
Filed: Nov 6, 2025Period ending Sep 30, 2025
Financials
Savings Institution, Federally CharteredSEC EDGAR Eastern Bankshares, Inc. (EBC) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 6, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
Eastern Bankshares, Inc. Q3 2025 10-Q Analysis
Risk Factors
- • No newly added risk factors this quarter; risk section states no material changes since 2024 10-K
- • Most materially updated risk: losses on sales of securities caused net loss of $11.3 million for nine months ended September 30, 2025, vs net income $58.8 million prior year
- • Regulatory risk: subject to comprehensive regulation by Massachusetts Commissioner of Banks, NH Banking Dept, FDIC, Federal Reserve, and CFPB with ongoing examination risks
- • Operational risk: increased net interest income and noninterest income drove net income growth to $106.1 million in Q3 2025, indicating sensitivity to interest rate environment
- • Financial risk: total assets stable at ~$25.5 billion, but loss from securities sales impacts liquidity and earnings stability in near term
Eastern Bankshares, Inc. Q3 2025 Quarterly FinancialsXBRL
Revenue
$33M
▲ +9.5% YoY▲ +1.4% QoQ
Net Income
$106M
▲ +1815.3% YoY▲ +5.9% QoQ
Net Margin
321.9%
▲ +34246bp YoY▲ +1376bp QoQ
ROE
2.8%
Total Assets
$25.5B
EPS (Diluted)
$0.53
▲ +983.3% YoY▲ +8.2% QoQ
Operating Cash Flow
$157M
▲ +45.1% YoY▲ +26.9% QoQ
Source: XBRL data from Eastern Bankshares, Inc. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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