10-Q quarterly report · filed Aug 7, 2026

Eastern Bankshares, Inc. (EBC) Q2 2026 10-Q Quarterly Report

Short answer

Eastern Bankshares, Inc. (EBC) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $39M (up 18.8% year over year) with net income of $105M.

Q2 2026 key financials · XBRL

Revenue
$39M
+18.8% YoY · +4.0% QoQ
Net income
$105M
+5.0% YoY · +61.2% QoQ
EPS (diluted)
$0.48
−2.0% YoY · +65.5% QoQ

Source: XBRL data from the Eastern Bankshares, Inc. (EBC) Q2 2026 10-Q on SEC EDGAR. USD.

Eastern Bankshares, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Liquidity capacity $9.25B vs $6.95B at December 31, 2025
  • FHLB outstanding borrowings $363.3M vs $198.1M, with unused capacity $5.16B vs $3.05B
  • Average equity-to-assets ratio 13.93% vs 14.43%; total regulatory capital ratio 14.00% vs 14.32%
  • Well-capitalized status maintained; Tier 1 leverage ratio 10.94% vs 11.65%
  • Loan-origination commitments $7.6B, including $4.3B commercial and $2.8B home equity commitments

Risk Factors

  • No material changes to risk factors from the 2025 Form 10-K
  • Carried-forward risks remain the company’s principal regulatory, legal, operational, competitive, and market exposures
  • Share-repurchase authorization creates capital-allocation risk with 1,274,179 shares remaining under the program

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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