CFFN Capitol Federal Financial, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Community banking with focus on one- to four-family residential and commercial real estate loans
• • Increasing emphasis on asset quality with nonaccrual loans rising to $48.1M (0.59% of total loans) from $10.1M (0.13%) prior year

Risk Factors

• • Regulatory risk from Gramm-Leach-Bliley Act cybersecurity compliance overseen by Bank's Board with regular updates and annual training
• • Macroeconomic threat from ongoing cyberattacks targeting Bank's websites, systems, and users with phishing and malware attempts

Management Discussion & Analysis

• • Total borrowings $1.95B, ~20% of total assets, below 55% internal limit; $510M amortizing or maturing in next 12 months
• • Liquidity available $2.92B from FHLB collateral and unencumbered securities at September 30, 2025

Management Discussion & Analysis

• • Revenue not explicitly stated; net income $20.3M for Q1 FY26 vs $15.4M for Q1 FY25, up $4.9M YoY
• • Net interest margin 2.19% vs 1.86% YoY, efficiency ratio improved to 53.66% vs 57.86%, operating expense ratio rose to 1.24% vs 1.14%

Risk Factors

• • No newly added risk factors disclosed, consistent with 10-K filing for fiscal year ended September 30, 2025
• • Updated critical accounting estimate on allowance for credit losses (ACL), requiring complex subjective judgments reviewed annually by audit committee

What are the latest CFFN SEC filings in 2026?

Capitol Federal Financial, Inc. (CFFN) has filed a 10-K annual report on November 26, 2025, a 10-Q quarterly report on February 6, 2026, an 8-K current report on April 29, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did CFFN file its most recent 10-K annual report?

Capitol Federal Financial, Inc. (CFFN) filed its most recent 10-K annual report on November 26, 2025. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view CFFN 10-Q quarterly reports?

Capitol Federal Financial, Inc. (CFFN)'s most recent 10-Q quarterly report was filed on February 6, 2026. SignalX displays every CFFN 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has CFFN filed recently?

Capitol Federal Financial, Inc. (CFFN)'s most recent 8-K was filed on April 29, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find CFFN insider trading activity (Form 4)?

SignalX aggregates every CFFN Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does CFFN file with the SEC?

Capitol Federal Financial, Inc. (CFFN) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new CFFN filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Capitol Federal Financial, Inc. (CFFN).

What is CFFN's SEC CIK number?

Capitol Federal Financial, Inc. (CFFN)'s SEC CIK (Central Index Key) number is 1490906. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1490906 to look up all CFFN filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find CFFN return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Capitol Federal Financial, Inc. (CFFN) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.