Short answer
Capitol Federal Financial, Inc. (CFFN) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $105M (up 6.5% year over year) with net income of $20M.
Q1 2026 key financials · XBRL
- Revenue
- $105M
- +6.5% YoY · −1.3% QoQ
- Net income
- $20M
- +30.8% YoY · −0.8% QoQ
- EPS (diluted)
- $0.16
- +33.3% YoY · +0.0% QoQ
Source: XBRL data from the Capitol Federal Financial, Inc. (CFFN) Q1 2026 10-Q on SEC EDGAR. USD.
Capitol Federal Financial, Inc. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Six-month net income $40.5M vs $30.8M YoY; net interest margin 2.22% vs 1.89%
- Efficiency ratio 53.05% vs 59.23% YoY; operating expense ratio 1.24% vs 1.18%
- Commercial loans increased $201.8M; one- to four-family loans decreased $196.8M
- Deposits $6.92B, up $333.0M; borrowings $1.71B, down $243.7M
- Share repurchases $31.7M and dividends $26.9M; commercial banking expansion remains a strategic focus
Risk Factors
- No material risk-factor changes from the September 30, 2025 Form 10-K
- Regulatory risk: OCC restrictions may limit dividends from the Bank to the Company
- Capital-allocation risk: $39.4 million remaining under the stock-repurchase authorization
- Liquidity risk: repurchases depend on available liquidity and market conditions
- Regulatory approval risk: FRB Kansas City non-objection for $75 million of buybacks expires February 2027
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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