CLBK at a glance
Columbia Financial, Inc. (CLBK, SEC CIK 1723596) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on May 11, 2026, an 8-K current report on July 2, 2026 and Form 4 insider filings as recently as July 14, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Columbia Financial, Inc. (CLBK) reported revenue of $471.0 million (up 4.3% from FY2024) and net income of $51.8 million. Diluted EPS was $0.51.
- As of June 30, 2026, 27 institutional investment managers tracked by SignalX reported holding Columbia Financial, Inc. (CLBK) shares worth $227.6 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $471.0M
- +4.3% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 27 funds
- $227.6M · +1 vs prior quarter
- Latest 8-K
- Jul 2, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Mar 31, 2026
Management Discussion & Analysis
- Net deferred tax liabilities $14.6M at March 31, 2026 vs $15.3M at December 31, 2025
- No valuation allowance for deferred tax assets at either period end
- Credit-loss risks: economic decline, real estate values, unemployment, vacancies, and interest rates
- Potential headwind: declining collateral values could create material additional losses on non-performing assets
Risk Factors
- Pending Northfield acquisition and second-step conversion triggered a pause in stock repurchases
- Legal and regulatory compliance risk constrained capital-allocation flexibility during the transaction
- Northfield merger exposure introduced through the January 31, 2026 merger agreement and support agreements
- Repurchase authorization remained at 926,696 shares despite only 5,759 tax-related and forfeiture repurchases
AI summary of the CLBK 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Stockholders approved Columbia Financial’s conversion to a fully public stock holding company
- Depositors approved the mutual holding company conversion on June 29, 2026
Item EX-99.1: Item EX-99.1
- Stockholders and depositors approved Columbia’s second-step conversion, removing a key transaction condition
- Approximately $1.1 billion ordered in subscription offering, excluding Employee Stock Ownership Plan shares
Item 5.07: Submission of Matters to a Vote of Security Holders
- Columbia Conversion Proposal approved: 97,596,046 for, enabling the planned conversion and reorganization
- Columbia Merger Proposal approved: 97,556,753 for, authorizing Northfield merger transactions and Columbia Financial share issuance
Item 1.01: Entry into a Material Definitive Agreement
- Columbia Bank, MHC and Columbia Bank retained KBW for best-efforts subscription and community offerings
- KBW fees: 1.0% of subscription proceeds and 2.0% of community offering proceeds
AI summaries of CLBK 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for CLBK
Don't miss the next CLBK filing
- Alerts as it files. A push when CLBK files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut CLBK, by share count.
- Ask anything. An AI agent that reads every CLBK filing and answers with sources.
CLBK alerts on your phone. Follow it in the SignalX Android app.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Kemly Thomas J. | A | Jul 10, 2026 | 87.421 | $21.25 |
| Holland Noel R. | A | Jul 10, 2026 | 8.02 | $21.25 |
| Klimowich John | A | Jul 10, 2026 | 32.217 | $21.25 |
| Klimowich John | A | Jun 26, 2026 | 32.82 | $20.86 |
| Torres Daria Stacy-Walls | A | Jun 26, 2026 | 479.386 | $20.86 |
| Kemly Thomas J. | A | Jun 26, 2026 | 89.055 | $20.86 |
| Holland Noel R. | A | Jun 26, 2026 | 14.382 | $20.86 |
| Holland Noel R. | A | Jun 12, 2026 | 8.233 | $20.70 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $395.0M | $451.4M | $471.0M |
| Net Income | $36.1M | -$11.7M | $51.8M |
| Net Margin | 9.1% | -2.6% | 11.0% |
| Balance Sheet | |||
| Total Assets | - | $10.5B | $11.0B |
| Equity | $1.0B | $1.1B | $1.2B |
| ROE | 3.5% | -1.1% | 4.5% |
| Per Share | |||
| EPS | $0.35 | $-0.11 | $0.51 |
| Cash Flow | |||
| Operating CF | $40.7M | $33.3M | $68.4M |
| CapEx | $7.6M | $7.4M | $9.8M |
Source: XBRL data in Columbia Financial, Inc. (CLBK)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate CLBK share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 27 | $227.6M |
| Q1 2026 | 26 | $174.9M |
| Q4 2025 | 24 | $157.1M |
| Q3 2025 | 25 | $156.1M |
| Q2 2025 | 25 | $150.3M |
| Q1 2025 | 20 | $112.4M |
| Q4 2024 | 15 | $107.0M |
| Q3 2024 | 12 | $67.2M |
- State Street Corp+307.1K (+33%)
- Two Sigma Investments+139.5K (+97%)
- BlackRock+136.2K (+6%)
- Citadel Advisors LLC+129.3K (+219%)
- Dimensional Fund Advisors+61.2K (+3%)
- D.E. Shaw & Co−108.9K (-48%)
- Morgan Stanley−72.1K (-20%)
- Goldman Sachs Group−40.6K (-24%)
- Vanguard Capital Management LLC−25.6K (-2%)
- JPMorgan Chase & Co−5.0K (-21%)
- Prudential Financial+32.5K
Source: 13F-HR filings on SEC EDGAR (aggregated from 174 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
CLBK filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Jul 14, 2026 | - | - | - |
| 4 | Jul 14, 2026 | - | - | - |
| 4 | Jul 14, 2026 | - | - | - |
| 8-K | Jul 2, 2026 | - | Analysis | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 8-K | Jun 25, 2026 | - | Analysis | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 2, 2026 | - | - | |
| 4 | Jun 2, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 8-K | May 15, 2026 | - | Analysis | |
| 10-Q | May 11, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 11, 2026 | - | Analysis | |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 5, 2026 | - | - | - |
Related Financials companies
- AX · Axos Financial, Inc.Savings Institution, Federally Chartered
- BKU · BankUnited, Inc.Savings Institution, Federally Chartered
- BCBP · BCB BANCORP INCSavings Institution, Federally Chartered
- BVFL · BV Financial, Inc.Savings Institution, Federally Chartered
- CFFN · Capitol Federal Financial, Inc.Savings Institution, Federally Chartered
- CZWI · Citizens Community Bancorp Inc.Savings Institution, Federally Chartered
- EBC · Eastern Bankshares, Inc.Savings Institution, Federally Chartered
- FMAO · FARMERS & MERCHANTS BANCORP INCSavings Institution, Federally Chartered
CLBK SEC filings: frequently asked questions
Which institutions hold CLBK stock?
As of June 30, 2026, the largest Columbia Financial, Inc. (CLBK) holders among the 13F filers tracked by SignalX were BlackRock ($51.9 million), Dimensional Fund Advisors ($44.6 million), State Street Corp ($26.0 million), Vanguard Capital Management LLC ($24.9 million), Vanguard Portfolio Management LLC ($23.8 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was CLBK's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Columbia Financial, Inc. (CLBK) reported revenue of $471.0 million (up 4.3% from FY2024) and net income of $51.8 million. Diluted EPS was $0.51. The figures come from the XBRL data in the 10-K.
What did CLBK report in its latest 8-K?
Columbia Financial, Inc. (CLBK) filed an 8-K on July 2, 2026 reporting Item 8.01 (Other Events). Stockholders approved Columbia Financial’s conversion to a fully public stock holding company.
What are the latest CLBK SEC filings?
Columbia Financial, Inc. (CLBK) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on May 11, 2026, an 8-K current report on July 2, 2026 and a Form 4 insider filing on July 14, 2026.
What is CLBK's SEC CIK number?
Columbia Financial, Inc. (CLBK)'s SEC Central Index Key (CIK) is 1723596. EDGAR lists every CLBK filing under that number.
Ask anything about CLBK
The research agent reads CLBK's filings, financials, insider trades and 13F holders, then answers with sources.