8-K current report · filed Apr 20, 2026

Columbia Financial, Inc. (CLBK) 8-K Current Report: April 20, 2026

Item 2.02Item EX-99.1CLBK overview

Short answer

Columbia Financial, Inc. (CLBK) filed an 8-K current report with the SEC on April 20, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 financial results for quarter ended March 31, 2026.

Columbia Financial, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 financial results for quarter ended March 31, 2026
  • Press release issued April 20, 2026
  • Detailed results available in Exhibit 99.1

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $13.1M, up 47.2% YoY; EPS $0.13 versus $0.09
  • Net interest margin expanded to 2.42% from 2.11%, supported by lower deposit and borrowing costs
  • Net interest income rose 20.0% to $60.4M, while credit-loss provision fell 67.4% to $1.0M
  • Asset quality weakened modestly: non-performing loans increased to $41.4M, or 0.50% of gross loans
  • Northfield merger and second-step conversion could reshape geographic reach and funding, but require regulatory and shareholder approvals

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