10-Q quarterly report · filed Nov 7, 2025

Columbia Financial, Inc. (CLBK) Q3 2025 10-Q Quarterly Report

Short answer

Columbia Financial, Inc. (CLBK) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $120M (up 3.9% year over year) with net income of $15M.

Q3 2025 key financials · XBRL

Revenue
$120M
+3.9% YoY · +3.4% QoQ
Net income
$15M
+140.4% YoY · +20.8% QoQ
EPS (diluted)
$0.14
+133.3% YoY · +16.7% QoQ

Source: XBRL data from the Columbia Financial, Inc. (CLBK) Q3 2025 10-Q on SEC EDGAR. USD.

Columbia Financial, Inc. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Provided text excludes quarterly revenue, YoY change, profitability margins, and segment performance figures
  • Deferred tax liabilities $(2.4) million at September 30, 2025 vs deferred tax assets $12.4 million at December 31, 2024
  • ACL forecast period six quarters with four-quarter reversion to long-term average loss rates
  • Headwinds: declining real estate values, rising unemployment, vacancy, interest rates, and economic deterioration

Risk Factors

  • No risk-factors section provided; supplied text covers Items 2–6 only
  • New stock-repurchase program authorized September 5, 2025, permitting up to 1,800,000 shares
  • 183,864 shares repurchased in September at $15.43 per share
  • $1,616,136 shares remaining available under the repurchase program
  • No defaults upon senior securities reported for the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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