AX Axos Financial, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Technology-driven diversified financial services with $24.8B assets and $39.4B assets under custody/administration
• • Emphasis on digital banking platforms offering nationwide consumer and commercial deposit and loan products
• • Expanded specialty deposit verticals including fiduciary services for bankruptcy trustees and entertainment payroll software support
• • Serviced 327 financial organizations in Securities Business Segment, including clearing, margin loans, and digital advisory via Axos Invest
• • Strategic focus on scalable low-cost deposit franchise emphasizing affinity partners and software verticals over traditional branches

Risk Factors

• • Regulatory/legal risk: FDIC Loan Purchase involving $1.3B loans with $901.5M fair value, includes $70.1M allowance for credit losses and related derivatives exposure
• • Geopolitical/macroeconomic threat: Uncertain scenario weightings affected by inflation, interest rates, trade policies, and geopolitical unrest impacting $1.3B loan portfolio credit loss allowance
• • Operational/supply chain vulnerability: Acquisition of marine floor financing loans of $52M at par plus $2M in servicing rights and employees, integrating specialized assets and staff
• • Competitive/market disruption risk: Securities clearing services provided by Axos Clearing face competition in brokerage and digital advisory markets (named competitors not specified)
• • Financial/structural risk: Tangible common stockholders’ equity increased to $2.52B from $2.12B, shares outstanding declined to 56.5M from 56.9M, exposing book value per share fluctuations

Management Discussion & Analysis

• • Revenue $1.128B net interest income, up 17.3% YoY from $961.4M; non-interest income $131.1M down 41.1% from $222.7M due to no FDIC gain
• • Operating margin (pre-tax margin) approx. 29.1% in FY25 ($613.4M income before taxes / $2.11B total net revenue) down from 33.2% in FY24 ($635.5M/$1.914B)
• • Best performing segment: Banking Business Segment net interest income $1.114B (up 17.2% YoY); worst: Securities Business Segment income before taxes down to $32.9M from $40.1M
• • Cash flow and capital allocation: repurchased $58.5M common stock; stockholders’ equity up 17% to $2.68B; no dividend info; asset growth with $1.8B loan growth and $1.5B deposit growth
• • Forward outlook: management cites increase in provision for credit losses ($55.7M vs $32.5M) and higher FDIC fees as emerging risks; expects tax rate reduction from new California law (~3% lower)

What are the latest AX SEC filings in 2026?

Axos Financial, Inc. (AX) has filed a 10-K annual report on August 21, 2025, a 10-Q quarterly report on April 30, 2026, an 8-K current report on July 30, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did AX file its most recent 10-K annual report?

Axos Financial, Inc. (AX) filed its most recent 10-K annual report on August 21, 2025. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view AX 10-Q quarterly reports?

Axos Financial, Inc. (AX)'s most recent 10-Q quarterly report was filed on April 30, 2026. SignalX displays every AX 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has AX filed recently?

Axos Financial, Inc. (AX)'s most recent 8-K was filed on July 30, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find AX insider trading activity (Form 4)?

SignalX aggregates every AX Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does AX file with the SEC?

Axos Financial, Inc. (AX) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new AX filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Axos Financial, Inc. (AX).

What is AX's SEC CIK number?

Axos Financial, Inc. (AX)'s SEC CIK (Central Index Key) number is 1299709. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1299709 to look up all AX filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find AX return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Axos Financial, Inc. (AX) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.