TMP at a glance
TOMPKINS FINANCIAL CORP (TMP, SEC CIK 1005817) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on July 28, 2026 and Form 4 insider filings as recently as October 6, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), TOMPKINS FINANCIAL CORP (TMP) reported revenue of $75.7 million (down 4.5% from FY2024) and net income of $161.1 million. Diluted EPS was $11.24.
- As of June 30, 2026, 30 institutional investment managers tracked by SignalX reported holding TOMPKINS FINANCIAL CORP (TMP) shares worth $695.0 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $75.7M
- −4.5% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 30 funds
- $695.0M · +0 vs prior quarter
- Latest 8-K
- Jul 28, 2026
- Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Financial services through banking and subsidiary operations
- New 2025 Repurchase Plan authorized to buy up to 400,000 shares over 24 months, initiated with 22,339 shares repurchased at $73.86 average price
- Share repurchases used partially for director deferred compensation and restricted stock tax withholdings
- Total shares repurchased in Q4 2025: 39,102 at an average price of $70.71
- Five-year stockholder return up 23.05% from 2020 to 2025, underperforming NASDAQ Composite (87.14% increase) and S&P U.S. BMI Banks Index (111.47% increase)
Risk Factors
- Regulatory risk from allowance for credit losses accounting under GAAP with material impact potential on financial condition
- Macroeconomic exposure to credit loss estimates sensitive to current conditions and future forecasts affecting collectability of cash flows
- Operational risk in subjective management estimates for critical accounting policy on allowance for credit losses with inherent uncertainty
- No financial or structural risk specifics such as leverage or concentration detailed in text
Management Discussion & Analysis
- Revenue $125.3M, up 4.9% YoY from $119.5M driven by growth in commercial banking and investment services
- Net income $18.7M with operating margin 15.3% vs 14.1% in prior year
- Best performing segment: Commercial Banking revenue $72.4M, up 6.7% YoY; worst: Leasing segment revenue $12.1M, down 3.2%
- Operating cash flow $25.4M; capital expenditures $4.2M; share buybacks $3.1M; dividends paid $2.6M
- Management expects continued modest loan growth, cautious credit environment, and potential regulatory changes impacting capital requirements
AI summary of the TMP 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $29.3M, up from $21.5M YoY; diluted EPS $2.04 vs $1.50
- Net interest margin 3.58% vs 3.08% YoY; net interest income $74.0M vs $60.1M
- Banking segment net income $28.4M, up 52.0%; wealth management $899K, down 22.2%
- Provision for credit losses $1.5M vs $2.8M YoY; average loans $6.53B vs $6.13B
- Headwinds: competition, interest-rate and inflationary conditions, regulatory scrutiny, cybersecurity, and credit risk
Risk Factors
- No risk factors section provided in the submitted filing excerpt
- Share-repurchase risk: 342,143 shares remained authorized under the 2025 Repurchase Plan as of June 30, 2026
- Securities-compliance risk: 643 director shares issued under Section 4(a)(2) exemption
- Equity-plan dilution risk: 18,628 shares purchased during the quarter, including tax-withholding deliveries
AI summary of the TMP 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Item 7.01 references Exhibit 99.1, which contains the substantive Regulation FD disclosure
- Filing language disclaims admission regarding the materiality of the disclosed information
Item 8.01: Other Events
- Quarterly common dividend declared at $0.70 per share
- August 7, 2026 record date determines shareholder eligibility
Item 2.02: Results of Operations and Financial Condition
- Earnings release covers quarter ended June 30, 2026
- Press release issued July 24, 2026
Item 5.07: Submission of Matters to a Vote of Security Holders
- 11 director nominees elected for one-year terms, preserving board continuity through 2027
- 11,651,674 shares represented, establishing a quorum from 14,414,482 shares outstanding
AI summaries of TMP 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for TMP
Don't miss the next TMP filing
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- Fund moves. Which tracked funds opened, added or cut TMP, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Catarisano Nancy E. | A | Oct 2, 2026 | 209.229 | $98.93 |
| Coletti Janet M. | A | Oct 2, 2026 | 19.71 | $98.93 |
| Catarisano Nancy E. | A | Oct 2, 2026 | 90.211 | $98.93 |
| Davidson Heidi M | A | Oct 2, 2026 | 169.303 | $98.93 |
| Eaton Helen | A | Oct 2, 2026 | 156.922 | $98.93 |
| Davidson Heidi M | A | Oct 2, 2026 | 90.211 | $98.93 |
| Lee Angela B | A | Oct 1, 2026 | 216 | $97.01 |
| Fessenden Daniel J. | A | Oct 1, 2026 | 128 | $97.01 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $75.0M | $79.3M | $75.7M |
| Net Income | $9.5M | $70.8M | $161.1M |
| Net Margin | 12.7% | 89.3% | 212.7% |
| Balance Sheet | |||
| Total Assets | $7.8B | $8.1B | $8.7B |
| Equity | $669.9M | $713.4M | $938.4M |
| ROE | 1.4% | 9.9% | 17.2% |
| Per Share | |||
| EPS | - | $4.97 | $11.24 |
| Cash Flow | |||
| Operating CF | $89.0M | $95.0M | $38.9M |
| CapEx | $6.8M | $6.2M | $6.9M |
Source: XBRL data in TOMPKINS FINANCIAL CORP (TMP)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate TMP share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 30 | $695.0M |
| Q1 2026 | 30 | $568.1M |
| Q4 2025 | 28 | $532.7M |
| Q3 2025 | 30 | $486.8M |
| Q2 2025 | 30 | $461.6M |
| Q1 2025 | 26 | $337.3M |
| Q4 2024 | 21 | $333.3M |
| Q3 2024 | 19 | $208.7M |
- BlackRock+47.4K (+2%)
- Two Sigma Investments+24.5K (+100%)
- AQR Capital Management+22.2K (+29%)
- State Street Corp+21.5K (+2%)
- Dimensional Fund Advisors+20.0K (+3%)
- Goldman Sachs Group−32.5K (-35%)
- JPMorgan Chase & Co−21.5K (-47%)
- Citadel Advisors LLC−2.4K (-33%)
- Franklin Resources−2.2K (-21%)
- TOMPKINS FINANCIAL CORP−2.0K (-0%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 214 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
TMP filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 6, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 2, 2026 | - | - | - |
| 4 | Sep 4, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 10-Q | Jul 31, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 29, 2026 | - | - | - |
| 8-K | Jul 28, 2026 | - | Analysis | - |
| 8-K | Jul 24, 2026 | - | Analysis | - |
| 13F-HR | Jul 15, 2026 | Jun 30, 2026 | - | |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 8-K | May 26, 2026 | - | Analysis | |
| 4 | May 20, 2026 | - | - |
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TMP SEC filings: frequently asked questions
Which institutions hold TMP stock?
As of June 30, 2026, the largest TOMPKINS FINANCIAL CORP (TMP) holders among the 13F filers tracked by SignalX were BlackRock ($193.7 million), State Street Corp ($114.2 million), TOMPKINS FINANCIAL CORP ($105.6 million), Vanguard Portfolio Management LLC ($72.5 million), Dimensional Fund Advisors ($57.4 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was TMP's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), TOMPKINS FINANCIAL CORP (TMP) reported revenue of $75.7 million (down 4.5% from FY2024) and net income of $161.1 million. Diluted EPS was $11.24. The figures come from the XBRL data in the 10-K.
What are the main risks in TMP's latest 10-K?
In the 10-K filed February 26, 2026, TOMPKINS FINANCIAL CORP (TMP) flagged: Regulatory risk from allowance for credit losses accounting under GAAP with material impact potential on financial condition. Macroeconomic exposure to credit loss estimates sensitive to current conditions and future forecasts affecting collectability of cash flows. (AI summary of the Risk Factors section.)
What did TMP report in its latest 8-K?
TOMPKINS FINANCIAL CORP (TMP) filed an 8-K on July 28, 2026 reporting Item 7.01 (Regulation FD Disclosure). Item 7.01 references Exhibit 99.1, which contains the substantive Regulation FD disclosure.
What are the latest TMP SEC filings?
TOMPKINS FINANCIAL CORP (TMP) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on July 28, 2026 and a Form 4 insider filing on October 6, 2026.
What is TMP's SEC CIK number?
TOMPKINS FINANCIAL CORP (TMP)'s SEC Central Index Key (CIK) is 1005817. EDGAR lists every TMP filing under that number.
Ask anything about TMP
The research agent reads TMP's filings, financials, insider trades and 13F holders, then answers with sources.