10-Q quarterly report · filed Jul 31, 2026

TOMPKINS FINANCIAL CORP (TMP) Q2 2026 10-Q Quarterly Report

Short answer

TOMPKINS FINANCIAL CORP (TMP) filed its Q2 2026 10-Q quarterly report on Jul 31, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $106M (up 13.1% year over year) with net income of $29M.

Q2 2026 key financials · XBRL

Revenue
$106M
+13.1% YoY · +3.2% QoQ
Net income
$29M
+36.5% YoY · +12.4% QoQ
EPS (diluted)
$2.04
+36.0% YoY · +12.1% QoQ

Source: XBRL data from the TOMPKINS FINANCIAL CORP (TMP) Q2 2026 10-Q on SEC EDGAR. USD.

TOMPKINS FINANCIAL CORP Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $29.3M, up from $21.5M YoY; diluted EPS $2.04 vs $1.50
  • Net interest margin 3.58% vs 3.08% YoY; net interest income $74.0M vs $60.1M
  • Banking segment net income $28.4M, up 52.0%; wealth management $899K, down 22.2%
  • Provision for credit losses $1.5M vs $2.8M YoY; average loans $6.53B vs $6.13B
  • Headwinds: competition, interest-rate and inflationary conditions, regulatory scrutiny, cybersecurity, and credit risk

Risk Factors

  • No risk factors section provided in the submitted filing excerpt
  • Share-repurchase risk: 342,143 shares remained authorized under the 2025 Repurchase Plan as of June 30, 2026
  • Securities-compliance risk: 643 director shares issued under Section 4(a)(2) exemption
  • Equity-plan dilution risk: 18,628 shares purchased during the quarter, including tax-withholding deliveries

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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