RMBI at a glance
Richmond Mutual Bancorporation, Inc. (RMBI, SEC CIK 1767837) filed its latest 10-K annual report on March 23, 2026, a 10-Q quarterly report on August 13, 2026, an 8-K current report on August 20, 2026 and Form 4 insider filings as recently as August 11, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Richmond Mutual Bancorporation, Inc. (RMBI) reported revenue of $85.9 million (up 6.7% from FY2024) and net income of $11.6 million. Diluted EPS was $1.17.
- The most recent insider open-market purchase reported on Form 4 was by Jackson Jeffrey A. on August 10, 2026 of 2,500 shares at $15.92 per share.
- In the last 90 days, RMBI insiders reported 1 open-market purchase ($40K) and 0 open-market sales ($0) on Form 4, a net purchase of $40K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $85.9M
- +6.7% vs prior year
- Insiders · 90 days
- 1 buy · 0 sells
- Net +$40K
- Latest 8-K
- Aug 20, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Liquid assets $282.8M at June 30, 2026, including cash, equivalents, and available-for-sale securities
- Operating cash flow $5.8M, down from $7.0M year over year
- Investing cash usage $25.1M versus $2.5M provided, driven by $30.2M net loan growth
- Financing cash provided $20.9M versus $4.0M used, including $10.6M certificate-of-deposit growth
- FHLB borrowing capacity $115.0M; management cited adequate capital sources and no material liquidity concerns
Risk Factors
- No risk-factors section provided; submitted text covers Items 2–6 and signatures
- Merger-related governance exposure from agreements with The Farmers Bancorp and change-in-control arrangements
- No publicly announced stock-repurchase program during quarter ended June 30, 2026
- No senior-security defaults reported for quarter ended June 30, 2026
AI summary of the RMBI 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- $0.15-per-share cash dividend declared for Richmond Mutual Bancorporation common stock
- September 3, 2026 record date; September 17, 2026 payment date
Item EX-99.1: Item EX-99.1
- Quarterly cash dividend declared at $0.15 per share
- September 3, 2026 record date for eligible shareholders
Item 2.01: Completion of Acquisition or Disposition of Assets
- Acquisition context references Farmers Bancorp of Frankfort, Indiana
- Amendment No. 1 filed July 17, 2026, solely updating committee assignments
Item EX-99.1: Item EX-99.1
- Nine-month net income $7.765M, up from $6.884M; EPS $4.24 versus $3.76, signaling improved profitability
- Net interest income $26.854M, up from $23.761M, despite provision for credit losses increasing to $1.050M
Item 2.02: Results of Operations and Financial Condition
- Second-quarter 2026 earnings announcement for Richmond Mutual Bancorporation
- Full financial results and management commentary available in Exhibit 99.1
Item EX-99.1: Item EX-99.1
- Q2 net income $2.2M, diluted EPS $0.22, down from $2.8M and $0.28 in Q1
- Core spread improved: net interest income up 12.2% YoY to $12.1M, with margin rising to 3.22% from 2.93%
AI summaries of RMBI 8-K current reports filed with the SEC. What 8-K item codes mean
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Jackson Jeffrey A. | Buy | Aug 10, 2026 | 2,500 | $15.92 |
| Crawford Thomas D. | A | Jul 1, 2026 | 23,776 | - |
| Valentino Carroll Ann | A | Jul 1, 2026 | 6,256 | - |
| Cutillo Barbara A | A | Jul 1, 2026 | 2,380 | - |
| Moore James Dalton | A | Jul 1, 2026 | 60,669 | - |
| Moore James Dalton | A | Jul 1, 2026 | 3,400 | - |
| Moore James Dalton | A | Jul 1, 2026 | 4,039 | - |
| Moore James Dalton | A | Jul 1, 2026 | 6,800 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $67.4M | $80.5M | $85.9M |
| Net Income | $9.5M | $9.4M | $11.6M |
| Net Margin | 14.1% | 11.6% | 13.5% |
| Balance Sheet | |||
| Total Assets | $1.5B | $1.5B | $1.5B |
| Equity | $134.9M | $132.9M | $145.8M |
| ROE | 7.0% | 7.1% | 7.9% |
| Per Share | |||
| EPS | - | $0.92 | $1.17 |
| Cash Flow | |||
| Operating CF | $12.1M | $14.8M | $16.0M |
| CapEx | $619K | $460K | $1.4M |
Source: XBRL data in Richmond Mutual Bancorporation, Inc. (RMBI)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
RMBI filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Aug 20, 2026 | - | Analysis | - |
| 10-Q | Aug 13, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 12, 2026 | - | Analysis | - |
| 4 | Aug 11, 2026 | - | - | - |
| 8-K | Jul 27, 2026 | - | Analysis | - |
| 8-K | Jul 17, 2026 | - | Analysis | - |
| 4 | Jul 8, 2026 | - | - | - |
| 4 | Jul 7, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 8-K | Jul 1, 2026 | - | Analysis | - |
| 4 | Jun 4, 2026 | - | - | |
| 4 | Jun 1, 2026 | - | - | |
| 8-K | May 27, 2026 | - | Analysis | |
| 8-K | May 22, 2026 | - | Analysis | |
| 10-Q | May 12, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 5, 2026 | - | Analysis | - |
| 8-K | Apr 23, 2026 | - | Analysis | - |
| 10-K | Mar 23, 2026 | Dec 31, 2025 | - | |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 19, 2026 | - | - | |
| 8-K | Feb 11, 2026 | - | - |
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RMBI SEC filings: frequently asked questions
Are RMBI insiders buying or selling?
In the last 90 days, Richmond Mutual Bancorporation, Inc. (RMBI) officers, directors and 10% owners reported 1 open-market purchase worth $39,794 by 1 insider and no open-market sales on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
What was RMBI's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Richmond Mutual Bancorporation, Inc. (RMBI) reported revenue of $85.9 million (up 6.7% from FY2024) and net income of $11.6 million. Diluted EPS was $1.17. The figures come from the XBRL data in the 10-K.
What did RMBI report in its latest 8-K?
Richmond Mutual Bancorporation, Inc. (RMBI) filed an 8-K on August 20, 2026 reporting Item 8.01 (Other Events). $0.15-per-share cash dividend declared for Richmond Mutual Bancorporation common stock.
What are the latest RMBI SEC filings?
Richmond Mutual Bancorporation, Inc. (RMBI) filed its latest 10-K annual report on March 23, 2026, a 10-Q quarterly report on August 13, 2026, an 8-K current report on August 20, 2026 and a Form 4 insider filing on August 11, 2026.
What is RMBI's SEC CIK number?
Richmond Mutual Bancorporation, Inc. (RMBI)'s SEC Central Index Key (CIK) is 1767837. EDGAR lists every RMBI filing under that number.
Ask anything about RMBI
The research agent reads RMBI's filings, financials, insider trades and 13F holders, then answers with sources.