Short answer
Richmond Mutual Bancorporation, Inc. (RMBI) filed its Q3 2025 10-Q quarterly report on Nov 10, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $22M (up 7.7% year over year) with net income of $4M.
Q3 2025 key financials · XBRL
- Revenue
- $22M
- +7.7% YoY · +2.2% QoQ
- Net income
- $4M
- +45.5% YoY · +38.2% QoQ
- EPS (diluted)
- $0.36
- +44.0% YoY · +38.5% QoQ
Source: XBRL data from the Richmond Mutual Bancorporation, Inc. (RMBI) Q3 2025 10-Q on SEC EDGAR. USD.
Richmond Mutual Bancorporation, Inc. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue before provision increased; net interest income $11.3M Q3 2025 vs $9.4M Q3 2024, 19.7% YoY increase
- Net income $3.6M Q3 2025, up 45.5% vs $2.5M Q3 2024; diluted EPS $0.36 vs $0.24 YoY
- Net interest margin 3.07% Q3 2025 vs 2.60% Q3 2024; provision for credit losses $269K vs reversal of $99K YoY
- Best segment: loans and leases (average balance $1.2B, yield increased to 6.63% from 6.27%), loan growth $19.4M (1.7%) since Dec 2024
- Cash increased $12.5M (57.5%), deposits up $24.3M (2.2%), borrowings down $11M (4.2%); stock repurchased $5.6M, dividends $4.4M
- Management cautious on credit losses due to economic risks including inflation, recession concerns, geopolitical tensions; continuing stress tests and portfolio reviews
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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