10-Q quarterly report · filed Aug 13, 2026

Richmond Mutual Bancorporation, Inc. (RMBI) Q2 2026 10-Q Quarterly Report

Short answer

Richmond Mutual Bancorporation, Inc. (RMBI) filed its Q2 2026 10-Q quarterly report on Aug 13, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $22M (up 2.6% year over year) with net income of $2M.

Q2 2026 key financials · XBRL

Revenue
$22M
+2.6% YoY · +3.5% QoQ
Net income
$2M
−14.4% YoY · −20.1% QoQ
EPS (diluted)
$0.23
−11.5% YoY · −17.9% QoQ

Source: XBRL data from the Richmond Mutual Bancorporation, Inc. (RMBI) Q2 2026 10-Q on SEC EDGAR. USD.

Richmond Mutual Bancorporation, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Liquid assets $282.8M at June 30, 2026, including cash, equivalents, and available-for-sale securities
  • Operating cash flow $5.8M, down from $7.0M year over year
  • Investing cash usage $25.1M versus $2.5M provided, driven by $30.2M net loan growth
  • Financing cash provided $20.9M versus $4.0M used, including $10.6M certificate-of-deposit growth
  • FHLB borrowing capacity $115.0M; management cited adequate capital sources and no material liquidity concerns

Risk Factors

  • No risk-factors section provided; submitted text covers Items 2–6 and signatures
  • Merger-related governance exposure from agreements with The Farmers Bancorp and change-in-control arrangements
  • No publicly announced stock-repurchase program during quarter ended June 30, 2026
  • No senior-security defaults reported for quarter ended June 30, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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