RMBI Richmond Mutual Bancorporation, Inc.
FY2024 10-K
Richmond Mutual Bancorporation, Inc. (RMBI) filed its fiscal year 2024 10-K annual report with the SEC on Mar 27, 2025. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2024 10-K
Business Overview
- • Core business model: Regional banking and financial services through Richmond Mutual Bancorporation, Inc.
- • No new products, services, or segments introduced or emphasized in this year’s filing
Management Discussion & Analysis
- • No revenue or profitability figures disclosed in MD&A section
- • No segment performance or specific financial metrics provided
Risk Factors
- • Regulatory risk: Maintaining risk-based capital ratio 14.2% above 10.0% well-capitalized threshold per federal banking regulations
- • Macroeconomic risk: $1.2 billion loan portfolio concentrated in owner-occupied residential real estate mortgages exposed to housing market downturns
Financial SummaryXBRL
Revenue
$81M
Net Income
$9M
Net Margin
11.6%
ROE
7.1%
Total Assets
$1.5B
EPS (Diluted)
$0.92
Operating Cash Flow
$15M
Source: XBRL data from Richmond Mutual Bancorporation, Inc. FY2024 10-K filing on SEC EDGAR. All figures in USD.
Get deeper insights on Richmond Mutual Bancorporation, Inc.
Access full AI analysis, insider trading data, fund holdings, and cross-signal detection on SignalX.