PLMR at a glance
Palomar Holdings, Inc. (PLMR, SEC CIK 1761312) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on August 11, 2026 and Form 4 insider filings as recently as September 22, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Palomar Holdings, Inc. (PLMR) reported revenue of $876.0 million (up 58.2% from FY2024) and net income of $197.1 million. Diluted EPS was $7.17.
- As of June 30, 2026, 30 institutional investment managers tracked by SignalX reported holding Palomar Holdings, Inc. (PLMR) shares worth $1.4 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Armstrong Mac on September 21, 2026 of 2,100 shares at $134.60 per share.
- In the last 90 days, PLMR insiders reported 1 open-market purchase ($134.995) and 17 open-market sales ($10.2M) on Form 4, a net sale of $10.2M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $876.0M
- +58.2% vs prior year
- Insiders · 90 days
- 1 buy · 17 sells
- Net −$10.2M
- 13F holders
- 30 funds
- $1.4B · +0 vs prior quarter
- Latest 8-K
- Aug 11, 2026
- Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Property and casualty insurance holding company with subsidiaries underwriting admitted and surplus lines policies across 50 states
- New segment: Added Laulima Exchange, a Hawaii domiciled reciprocal exchange formed in 2023, managed as a variable interest entity
- Strategic shift: Expanded equity securities investment with fair value rising to $99.3 million from $40.5 million in 2024, indicating portfolio diversification
- Quantitative metric: Gross written premiums increased 31% to $2.03 billion in 2025 vs $1.54 billion in 2024, driving net income growth to $197 million
- Notable fact: Significant goodwill and intangible assets acquisition growing to $61.1 million from $13.2 million reflecting recent acquisitions or investments
Risk Factors
- Regulatory risk: Potential changes in California insurance regulations limiting pricing and underwriting, impacting Palomar’s capital and underwriting ability
- Macroeconomic threat: Economic downturn, inflation, or unemployment adversely affecting insurance demand, crop prices, and investment returns
- Operational risk: Dependency on timely and full claim payments from reinsurers, with $468.7 million in reinsurance recoverables at risk
- Competitive risk: Intense industry competition causing pricing pressure, reduced underwriting margins, and market share shifts
- Financial risk: Downgrade risk from A.M. Best rating “A” could increase reinsurance costs, limit new policies, and affect debt covenant compliance
Management Discussion & Analysis
- Revenue $2.03B gross written premiums, up 31.5% YoY from $1.54B in 2024, driven by increases in Casualty (+130.5%, +$307M) and Crop (+113.0%, +$131M)
- Net income $197.1M, up 67.6% YoY; operating margin (underwriting combined ratio) improved to 76.9% vs 78.1%
- Best performing segment Casualty with $543M premiums, +130.5% YoY; worst Fronting segment declined 33.9% to $220M
- Management highlights growth from new products and partnerships; key risks include catastrophe and premium retention variability
AI summary of the PLMR 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Risk Factors
- New catastrophe-bond risk: $360 million bond closed in Q2 2026, adding dependence on acceptable insurance-linked securities terms
- Catastrophe exposure: Reinsurance exhausts at $3.9 billion for earthquakes and $135 million for continental U.S. hurricanes
- Regulatory risk: California rules constrain pricing, underwriting actions, and timing or approval of rate changes
- Modeling risk: Climate change and secondary perils may reduce catastrophe-model reliability and increase actual losses
- Financial-strength risk: A.M. Best ratings of “A” and “A-” could affect reinsurance costs, new business, and debt-covenant compliance
AI summary of the PLMR 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Updated investor presentation for conferences, analysts, stockholders, and other audiences
- Exhibit 99.1 contains the substantive corporate and investor information
Item EX-99.1: Item EX-99.1
- Q2 2026 GWP $630.5M, up 27% YoY, with net earned premiums up 59.5% to $287.0M
- Adjusted net income $63.8M, up 31.4%, and diluted adjusted EPS $2.36 versus $1.76
Item 2.02: Results of Operations and Financial Condition
- Q2 fiscal 2026 results covered quarter ended June 30, 2026
- Press release issued August 4, 2026 and filed as Exhibit 99.1
Item 8.01: Other Events
- Initial quarterly cash dividend of $0.45 per common share declared
- Dividend payable September 2, 2026, to shareholders of record August 19, 2026
Item EX-99.1: Item EX-99.1
- Q2 adjusted net income $63.8M, up 31.4%, with adjusted EPS $2.36, up 34.1%; 15th consecutive earnings beat
- Gross written premiums rose 27.0% to $630.5M, led by Surety & Credit up 235.6% and Crop up 96.0%
Item 7.01: Regulation FD Disclosure
- Updated investor presentation signals refreshed messaging for conferences, analysts, and stockholders
- Exhibit 99.1 contains the substantive corporate presentation and may include updated strategy or operating information
Item 8.01: Other Events
- $421M incremental earthquake reinsurance capacity supports Earthquake franchise growth
- Coverage limits increased to $3.92B earthquake and $135M continental U.S. hurricane events
AI summaries of PLMR 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for PLMR
Don't miss the next PLMR filing
- Alerts as it files. A push when PLMR files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut PLMR, by share count.
- Ask anything. An AI agent that reads every PLMR filing and answers with sources.
PLMR alerts on your phone. Follow it in the SignalX Android app.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Armstrong Mac | Sell | Sep 21, 2026 | 2,100 | $134.60 |
| Armstrong Mac | Sell | Sep 21, 2026 | 1,400 | $135.57 |
| Bradley Daryl | Buy | Sep 2, 2026 | 1.023 | $131.96 |
| Armstrong Mac | Sell | Aug 21, 2026 | 369 | $129.65 |
| Armstrong Mac | Sell | Aug 21, 2026 | 2,339 | $130.49 |
| Armstrong Mac | Sell | Aug 21, 2026 | 792 | $131.37 |
| Uchida T Christopher | M | Aug 18, 2026 | 1,530 | - |
| Uchida T Christopher | M | Aug 18, 2026 | 1,530 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $375.9M | $553.9M | $876.0M |
| Net Income | $79.2M | $117.6M | $197.1M |
| Net Margin | 21.1% | 21.2% | 22.5% |
| Balance Sheet | |||
| Total Assets | $1.7B | $2.3B | $3.1B |
| Equity | $471.3M | $729.0M | $942.7M |
| ROE | 16.8% | 16.1% | 20.9% |
| Per Share | |||
| EPS | - | $4.48 | $7.17 |
| Cash Flow | |||
| Operating CF | $116.1M | $261.2M | $409.1M |
| CapEx | $15K | $243K | $137K |
Source: XBRL data in Palomar Holdings, Inc. (PLMR)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate PLMR share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 30 | $1.37B |
| Q1 2026 | 30 | $1.33B |
| Q4 2025 | 30 | $1.56B |
| Q3 2025 | 30 | $1.38B |
| Q2 2025 | 30 | $1.76B |
| Q1 2025 | 26 | $844.1M |
| Q4 2024 | 22 | $582.0M |
| Q3 2024 | 21 | $283.6M |
- BNY Mellon+96.6K (+65%)
- Citadel Advisors LLC+78.6K (+25%)
- State Street Corp+60.4K (+6%)
- Northern Trust+19.1K (+7%)
- Wells Fargo & Co+17.4K (+114%)
- Invesco Ltd−419.1K (-84%)
- Goldman Sachs Group−143.4K (-48%)
- T. Rowe Price Group−60.6K (-23%)
- Bank of America Corp−35.7K (-24%)
- Ameriprise Financial−18.9K (-31%)
- D.E. Shaw & Co+63.3K
- Allstate+8.9K
Source: 13F-HR filings on SEC EDGAR (aggregated from 219 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
PLMR filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 22, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 20, 2026 | - | - | - |
| 4 | Aug 20, 2026 | - | - | - |
| 4 | Aug 20, 2026 | - | - | - |
| 8-K | Aug 11, 2026 | - | Analysis | - |
| 10-Q | Aug 5, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 4, 2026 | - | Analysis | - |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Jul 22, 2026 | - | - | - |
| 4 | Jul 21, 2026 | - | - | - |
| 4 | Jul 17, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 4 | Jun 24, 2026 | - | - | - |
| 4 | Jun 3, 2026 | - | - | |
| 8-K | May 29, 2026 | - | Analysis | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 8-K | May 26, 2026 | - | Analysis |
Related Financials companies
- ALL · AllstateFire, Marine & Casualty Insurance
- ACIC · AMERICAN COASTAL INSURANCE CorpFire, Marine & Casualty Insurance
- AII · American Integrity Insurance Group, Inc.Fire, Marine & Casualty Insurance
- AIG · American International GroupFire, Marine & Casualty Insurance
- AMSF · AMERISAFE INCFire, Marine & Casualty Insurance
- ACGL · Arch Capital GroupFire, Marine & Casualty Insurance
- ASIC · Ategrity Specialty Insurance Co HoldingsFire, Marine & Casualty Insurance
- BRK-A · Berkshire Hathaway IncFire, Marine & Casualty Insurance
PLMR SEC filings: frequently asked questions
Are PLMR insiders buying or selling?
In the last 90 days, Palomar Holdings, Inc. (PLMR) officers, directors and 10% owners reported 1 open-market purchase worth $135 by 1 insider and 17 open-market sales worth $10.2 million by 5 insiders on Form 4, a net sale of $10.2 million. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold PLMR stock?
As of June 30, 2026, the largest Palomar Holdings, Inc. (PLMR) holders among the 13F filers tracked by SignalX were BlackRock ($556.3 million), Vanguard Portfolio Management LLC ($156.1 million), Vanguard Capital Management LLC ($150.7 million), State Street Corp ($141.9 million), Dimensional Fund Advisors ($83.8 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was PLMR's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Palomar Holdings, Inc. (PLMR) reported revenue of $876.0 million (up 58.2% from FY2024) and net income of $197.1 million. Diluted EPS was $7.17. The figures come from the XBRL data in the 10-K.
What are the main risks in PLMR's latest 10-K?
In the 10-K filed February 24, 2026, Palomar Holdings, Inc. (PLMR) flagged: Regulatory risk: Potential changes in California insurance regulations limiting pricing and underwriting, impacting Palomar’s capital and underwriting ability. Macroeconomic threat: Economic downturn, inflation, or unemployment adversely affecting insurance demand, crop prices, and investment returns. (AI summary of the Risk Factors section.)
What did PLMR report in its latest 8-K?
Palomar Holdings, Inc. (PLMR) filed an 8-K on August 11, 2026 reporting Item 7.01 (Regulation FD Disclosure). Updated investor presentation for conferences, analysts, stockholders, and other audiences.
What are the latest PLMR SEC filings?
Palomar Holdings, Inc. (PLMR) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on August 11, 2026 and a Form 4 insider filing on September 22, 2026.
What is PLMR's SEC CIK number?
Palomar Holdings, Inc. (PLMR)'s SEC Central Index Key (CIK) is 1761312. EDGAR lists every PLMR filing under that number.
Ask anything about PLMR
The research agent reads PLMR's filings, financials, insider trades and 13F holders, then answers with sources.