ACIC at a glance
AMERICAN COASTAL INSURANCE Corp (ACIC, SEC CIK 1401521) filed its latest 10-K annual report on March 9, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on October 2, 2026 and Form 4 insider filings as recently as September 25, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), AMERICAN COASTAL INSURANCE Corp (ACIC) reported revenue of $335.4 million (up 13.1% from FY2024) and net income of $106.8 million. Diluted EPS was $2.15.
- As of June 30, 2026, 27 institutional investment managers tracked by SignalX reported holding AMERICAN COASTAL INSURANCE Corp (ACIC) shares worth $83.6 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Adler Brooke on September 24, 2026 of 21,196 shares at $9.06 per share.
- In the last 90 days, ACIC insiders reported 1 open-market purchase ($92K) and 3 open-market sales ($584K) on Form 4, a net sale of $492K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $335.4M
- +13.1% vs prior year
- Insiders · 90 days
- 1 buy · 3 sells
- Net −$492K
- 13F holders
- 27 funds
- $83.6M · +0 vs prior quarter
- Latest 8-K
- Aug 5, 2026
- Item 7.01 · Item 2.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Risk Factors
- Share-repurchase capacity reduced to $5.559 million after 1,365,980 shares repurchased during the quarter
- Federal excise-tax exposure on repurchases, with 1% tax accrued under the Inflation Reduction Act of 2022
- Repurchases subject to business and market conditions, potentially affecting capital allocation and liquidity
AI summary of the ACIC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Earnings presentation intended for investor and analyst meetings beginning August 5, 2026
- Exhibit 99.2 contains the substantive earnings materials for investor review
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 earnings covered quarter ended June 30, 2026
- Earnings Release issued August 5, 2026
Item EX-99.1: Item EX-99.1
- Q2 revenue fell 4.5% to $82.6M and diluted EPS declined 17.0% to $0.44 as softer Florida pricing reduced net premiums earned 11.1%
- Underwriting remained profitable but weakened: combined ratio 74.3% versus 60.6%, with catastrophe losses contributing 4.5 points
Item 5.07: Submission of Matters to a Vote of Security Holders
- 42,734,499 of 48,342,811 shares represented, indicating approximately 88% voting participation
- All five Class B director nominees elected to two-year terms ending at the 2028 annual meeting
AI summaries of ACIC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for ACIC
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Adler Brooke | Sell | Sep 24, 2026 | 21,196 | $9.06 |
| MARTZ BRAD | Buy | Sep 22, 2026 | 10,000 | $9.15 |
| Griffith Christopher | M | Aug 17, 2026 | 19,672 | $4.33 |
| Griffith Christopher | M | Aug 17, 2026 | 19,672 | - |
| Griffith Christopher | Sell | Aug 17, 2026 | 19,672 | $9.41 |
| Griffith Christopher | Sell | Aug 17, 2026 | 22,000 | $9.40 |
| Crawford Troy J | F | Jul 15, 2026 | 478 | $10.13 |
| HOOD III WILLIAM H. | A | May 26, 2026 | 5,000 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $296.7M | $335.4M |
| Operating Income | - | $99.6M | $140.3M |
| Net Income | $309.9M | $75.7M | $106.8M |
| Op. Margin | - | 33.6% | 41.8% |
| Net Margin | - | 25.5% | 31.8% |
| Balance Sheet | |||
| Total Assets | $1.1B | $1.2B | $1.1B |
| Equity | - | $235.7M | $317.6M |
| ROE | - | 32.1% | 33.6% |
| Per Share | |||
| EPS | $6.98 | $1.54 | $2.15 |
| Cash Flow | |||
| Operating CF | - | $243.5M | $71.0M |
| CapEx | $196K | $22K | $155K |
Source: XBRL data in AMERICAN COASTAL INSURANCE Corp (ACIC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate ACIC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 27 | $83.6M |
| Q1 2026 | 27 | $78.7M |
| Q4 2025 | 24 | $81.1M |
| Q3 2025 | 24 | $79.3M |
| Q2 2025 | 27 | $75.7M |
| Q1 2025 | 24 | $48.9M |
| Q4 2024 | 17 | $58.5M |
| Q3 2024 | 14 | $26.4M |
- BlackRock+451.8K (+25%)
- Dimensional Fund Advisors+143.7K (+19%)
- AQR Capital Management+36.5K (+17%)
- Two Sigma Investments+26.8K (+5%)
- Citigroup+26.3K (+1530%)
- Millennium Management−93.1K (-69%)
- Morgan Stanley−47.4K (-41%)
- Vanguard Portfolio Management LLC−32.4K (-12%)
- JPMorgan Chase & Co−29.6K (-65%)
- Raymond James Financial−20.6K (-22%)
- D.E. Shaw & Co+11.4K
Source: 13F-HR filings on SEC EDGAR (aggregated from 184 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
ACIC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Oct 2, 2026 | - | - | - |
| 4 | Sep 25, 2026 | - | - | - |
| 4 | Sep 24, 2026 | - | - | - |
| 4 | Aug 19, 2026 | - | - | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 5, 2026 | - | Analysis | - |
| 4 | Jul 17, 2026 | - | - | - |
| 8-K | May 29, 2026 | - | Analysis | |
| 4 | May 28, 2026 | - | - | |
| 4 | May 28, 2026 | - | - | |
| 4 | May 28, 2026 | - | - | |
| 4 | May 28, 2026 | - | - | |
| 4 | May 28, 2026 | - | - | |
| 4 | May 28, 2026 | - | - | |
| 4 | May 28, 2026 | - | - | |
| 4 | May 28, 2026 | - | - | |
| 4 | May 28, 2026 | - | - | |
| 8-K | May 15, 2026 | - | Analysis | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 11, 2026 | - | - |
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ACIC SEC filings: frequently asked questions
Are ACIC insiders buying or selling?
In the last 90 days, AMERICAN COASTAL INSURANCE Corp (ACIC) officers, directors and 10% owners reported 1 open-market purchase worth $91,500 by 1 insider and 3 open-market sales worth $583,949 by 2 insiders on Form 4, a net sale of $492,449. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold ACIC stock?
As of June 30, 2026, the largest AMERICAN COASTAL INSURANCE Corp (ACIC) holders among the 13F filers tracked by SignalX were BlackRock ($25.3 million), Vanguard Capital Management LLC ($11.1 million), Dimensional Fund Advisors ($9.9 million), Two Sigma Investments ($6.6 million), Renaissance Technologies LLC ($6.0 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was ACIC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), AMERICAN COASTAL INSURANCE Corp (ACIC) reported revenue of $335.4 million (up 13.1% from FY2024) and net income of $106.8 million. Diluted EPS was $2.15. The figures come from the XBRL data in the 10-K.
What did ACIC report in its latest 8-K?
AMERICAN COASTAL INSURANCE Corp (ACIC) filed an 8-K on August 5, 2026 reporting Item 7.01 (Regulation FD Disclosure) and Item 2.02 (Results of Operations and Financial Condition). Earnings presentation intended for investor and analyst meetings beginning August 5, 2026.
What are the latest ACIC SEC filings?
AMERICAN COASTAL INSURANCE Corp (ACIC) filed its latest 10-K annual report on March 9, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on October 2, 2026 and a Form 4 insider filing on September 25, 2026.
What is ACIC's SEC CIK number?
AMERICAN COASTAL INSURANCE Corp (ACIC)'s SEC Central Index Key (CIK) is 1401521. EDGAR lists every ACIC filing under that number.
Ask anything about ACIC
The research agent reads ACIC's filings, financials, insider trades and 13F holders, then answers with sources.