ACGL at a glance
Arch Capital Group (ACGL, SEC CIK 947484) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on July 28, 2026 and Form 4 insider filings as recently as August 20, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Arch Capital Group (ACGL) reported revenue of $19.9 billion (up 14.3% from FY2024) and net income of $4.4 billion. Diluted EPS was $11.60.
- As of June 30, 2026, 38 institutional investment managers tracked by SignalX reported holding Arch Capital Group (ACGL) shares worth $12.3 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Morin Francois on August 18, 2026 of 11,010 shares at $99.32 per share.
- In the last 90 days, ACGL insiders reported 0 open-market purchases ($0) and 1 open-market sale ($1.1M) on Form 4, a net sale of $1.1M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $19.9B
- +14.3% vs prior year
- Insiders · 90 days
- 0 buys · 1 sell
- Net −$1.1M
- 13F holders
- 38 funds
- $12.3B · +1 vs prior quarter
- Latest 8-K
- Jul 28, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Risk Factors
- Bermuda CIT Act effective Jan 1, 2025 introduces new corporate income tax; OECD Pillar II top-up tax risk remains despite Credits Act offset
- Trump administration tariffs on imports creating ripple-effect exposure across insured industries; long-term economic slowdown impact unquantifiable
- Consolidated loss reserves ~$24.5B as of Dec 31, 2025; inherently uncertain, especially in longer-tailed lines amid elevated inflation
- GSE reform risk: Treasury/FHFA Jan 2, 2025 agreement advances potential conservatorship exit; privatization could eliminate private mortgage insurance credit enhancement role
- TRIA program trigger $200M with $53.4B industry aggregate retention; 80% federal coverage subject to 20% deductible on prior-year direct earned premium
Management Discussion & Analysis
- Net income $4,359M in 2025 vs $4,272M in 2024; after-tax operating income $3,700M vs $3,542M YoY
- Net income ROAE 20.1% vs 22.8%; Operating ROAE 17.1% vs 18.9%; book value per share $65.11, up 22.6%
- Best segment: reinsurance underwriting income $1,558M, combined ratio 80.8% vs 83.2%; worst: insurance combined ratio 95.2% vs 94.8%, underwriting income $375M
- Operating cash flow $6,172M; share repurchases $1,900M; $1.1B remaining repurchase capacity; net investment income $1,625M vs $1,495M
- 2026 headwinds: property catastrophe rates down 10%-20% at Jan 1 renewals; increased competition; Bermuda 15% corporate tax effective Jan 1, 2025 raised effective rate to 14.7% from 7.7%
Business Overview
- Core model: Bermuda-based specialty (re)insurer across insurance, reinsurance, and mortgage segments; $16.5B net premiums written, $4.4B net income in FY2025
- MCE Acquisition (Allianz U.S. Middle Market P&C and Entertainment, closed Aug 2024) fully integrated; expanded U.S. middle market presence and added entertainment insurance as a new niche
- Book value per share grew to $65.11 from $53.11 YoY; $1.9B in share repurchases executed in 2025, with $1.1B remaining authorization
- Headcount rose ~11% to ~8,000 employees (from ~7,200), with ~2,000 now in Philippines, India, Australia and rest of world, signaling accelerated offshore staffing build-out
- Arch formally designated as an Internationally Active Insurance Group (IAIG) by Bermuda's BMA in 2024, subjecting it to new global ICS capital standards beginning 2025: a first-time regulatory milestone with ongoing capital framework implications
AI summary of the ACGL 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Risk Factors
- No material risk-factor changes from the December 31, 2025 Form 10-K
- Carried-forward underwriting risk across Arch Capital’s insurance and reinsurance operations
- Carried-forward catastrophe exposure affecting loss severity and earnings volatility
- Carried-forward investment-market risk affecting portfolio values and investment income
- Carried-forward regulatory and legal risk affecting insurance operations and capital requirements
AI summary of the ACGL 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 earnings release issued for quarter ended June 30, 2026
- Financial supplement available in Exhibit 99.2 for detailed operating and financial metrics
Item EX-99.1: Item EX-99.1
- Q2 net income $1.0B, or $3.00 per share, down from $1.2B and $3.23 despite 18.0% annualized return on equity
- Operating income $893M, or $2.56 per share, down from $979M as underwriting profitability weakened
Item 8.01: Other Events
- ACGL increased tender-offer capacity to $417.851 million aggregate principal, accelerating repurchase of outstanding long-term debt
- Targeted notes carry 5.144% due 2043 and 5.031% due 2046 coupons
Item EX-99.1: Item EX-99.1
- Debt tender maximum increased to $417.851M, signaling accelerated liability management
- $218.712M of 2043 Notes and $199.139M of 2046 Notes tendered before deadline
Item 8.01: Other Events
- Legal opinions filed as Exhibits 5.1 and 5.2 supporting the Notes offering
- Filing confirms completion of required legal documentation for the debt issuance
Item 1.01: Entry into a Material Definitive Agreement
- $2.0B senior unsecured debt issuance: $600M 2036 Notes at 5.250% and $1.4B 2056 Notes at 5.950%
- Annual interest burden of $114.7M, payable semi-annually beginning December 15, 2026
AI summaries of ACGL 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for ACGL
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Morin Francois | M | Aug 18, 2026 | 11,010 | - |
| Morin Francois | Sell | Aug 18, 2026 | 11,010 | $99.32 |
| Morin Francois | M | Aug 18, 2026 | 11,010 | $27.09 |
| PASQUESI JOHN M | G | Jun 11, 2026 | 1,006,700 | - |
| PASQUESI JOHN M | G | Jun 11, 2026 | 1,006,700 | - |
| Posner Brian S | Sell | Jun 3, 2026 | 3,000 | $19.66 |
| Posner Brian S | Sell | May 11, 2026 | 2,000 | $17.14 |
| Goodman Laurie | A | May 5, 2026 | 2,071 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $13.6B | $17.4B | $19.9B | |
| Net Income | $4.4B | $4.3B | $4.4B | |
| Net Margin | 32.6% | 24.7% | 22.1% | |
| Balance Sheet | ||||
| Total Assets | $58.9B | $70.9B | $79.2B | |
| Equity | $18.4B | $20.8B | $24.2B | |
| ROE | 24.2% | 20.7% | 18.2% | |
| Per Share | ||||
| EPS | $11.62 | $11.19 | $11.60 | |
| Cash Flow | ||||
| Operating CF | $5.7B | $6.7B | $6.2B | |
Source: XBRL data in Arch Capital Group (ACGL)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate ACGL share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 38 | $12.31B |
| Q1 2026 | 37 | $12.46B |
| Q4 2025 | 36 | $13.06B |
| Q3 2025 | 38 | $13.39B |
| Q2 2025 | 34 | $12.90B |
| Q1 2025 | 31 | $10.15B |
| Q4 2024 | 26 | $8.43B |
| Q3 2024 | 23 | $5.10B |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 263 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
ACGL filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Aug 20, 2026 | - | - | - |
| 13F-HR | Aug 4, 2026 | Jun 30, 2026 | - | |
| 10-Q | Aug 4, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 28, 2026 | - | Analysis | - |
| 8-K | Jun 16, 2026 | - | Analysis | - |
| 4 | Jun 15, 2026 | - | - | - |
| 8-K | Jun 9, 2026 | - | Analysis | |
| 4 | Jun 4, 2026 | - | - | |
| 8-K | Jun 3, 2026 | - | Analysis | |
| 8-K | Jun 3, 2026 | - | Analysis | |
| 8-K | Jun 2, 2026 | - | Analysis | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 7, 2026 | - | - | |
| 4 | May 7, 2026 | - | - | |
| 4 | May 7, 2026 | - | - | |
| 4 | May 7, 2026 | - | - | |
| 4 | May 7, 2026 | - | - | |
| 4 | May 7, 2026 | - | - | |
| 4 | May 7, 2026 | - | - | |
| 8-K | May 7, 2026 | - | Analysis | |
| 4 | May 7, 2026 | - | - | |
| 4 | May 7, 2026 | - | - | |
| 4 | May 7, 2026 | - | - | |
| 10-Q | May 5, 2026 | Mar 31, 2026 | Analysis | |
| 13F-HR | May 5, 2026 | Mar 31, 2026 | - |
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ACGL SEC filings: frequently asked questions
Are ACGL insiders buying or selling?
In the last 90 days, Arch Capital Group (ACGL) officers, directors and 10% owners reported no open-market purchases and 1 open-market sale worth $1.1 million by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold ACGL stock?
As of June 30, 2026, the largest Arch Capital Group (ACGL) holders among the 13F filers tracked by SignalX were BlackRock ($2.9 billion), Vanguard Capital Management LLC ($2.2 billion), State Street Corp ($1.6 billion), Vanguard Portfolio Management LLC ($1.4 billion), JPMorgan Chase & Co ($685.6 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was ACGL's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Arch Capital Group (ACGL) reported revenue of $19.9 billion (up 14.3% from FY2024) and net income of $4.4 billion. Diluted EPS was $11.60. The figures come from the XBRL data in the 10-K.
What are the main risks in ACGL's latest 10-K?
In the 10-K filed February 26, 2026, Arch Capital Group (ACGL) flagged: Bermuda CIT Act effective Jan 1, 2025 introduces new corporate income tax; OECD Pillar II top-up tax risk remains despite Credits Act offset. Trump administration tariffs on imports creating ripple-effect exposure across insured industries; long-term economic slowdown impact unquantifiable. (AI summary of the Risk Factors section.)
What did ACGL report in its latest 8-K?
Arch Capital Group (ACGL) filed an 8-K on July 28, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Q2 2026 earnings release issued for quarter ended June 30, 2026.
What are the latest ACGL SEC filings?
Arch Capital Group (ACGL) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on July 28, 2026 and a Form 4 insider filing on August 20, 2026.
What is ACGL's SEC CIK number?
Arch Capital Group (ACGL)'s SEC Central Index Key (CIK) is 947484. EDGAR lists every ACGL filing under that number.
Ask anything about ACGL
The research agent reads ACGL's filings, financials, insider trades and 13F holders, then answers with sources.