ACGL Arch Capital Group

company

SEC Filings & Insider Trading Activity 2026

Risk Factors

• • Bermuda CIT Act effective Jan 1, 2025 introduces new corporate income tax; OECD Pillar II top-up tax risk remains despite Credits Act offset
• • Trump administration tariffs on imports creating ripple-effect exposure across insured industries; long-term economic slowdown impact unquantifiable
• • Consolidated loss reserves ~$24.5B as of Dec 31, 2025; inherently uncertain, especially in longer-tailed lines amid elevated inflation
• • GSE reform risk: Treasury/FHFA Jan 2, 2025 agreement advances potential conservatorship exit; privatization could eliminate private mortgage insurance credit enhancement role
• • TRIA program trigger $200M with $53.4B industry aggregate retention; 80% federal coverage subject to 20% deductible on prior-year direct earned premium

Management Discussion & Analysis

• • Net income $4,359M in 2025 vs $4,272M in 2024; after-tax operating income $3,700M vs $3,542M YoY
• • Net income ROAE 20.1% vs 22.8%; Operating ROAE 17.1% vs 18.9%; book value per share $65.11, up 22.6%
• • Best segment: reinsurance underwriting income $1,558M, combined ratio 80.8% vs 83.2%; worst: insurance combined ratio 95.2% vs 94.8%, underwriting income $375M
• • Operating cash flow $6,172M; share repurchases $1,900M; $1.1B remaining repurchase capacity; net investment income $1,625M vs $1,495M
• • 2026 headwinds: property catastrophe rates down 10%-20% at Jan 1 renewals; increased competition; Bermuda 15% corporate tax effective Jan 1, 2025 raised effective rate to 14.7% from 7.7%

Business Overview

• • Core model: Bermuda-based specialty (re)insurer across insurance, reinsurance, and mortgage segments; $16.5B net premiums written, $4.4B net income in FY2025
• • MCE Acquisition (Allianz U.S. Middle Market P&C and Entertainment, closed Aug 2024) fully integrated; expanded U.S. middle market presence and added entertainment insurance as a new niche
• • Book value per share grew to $65.11 from $53.11 YoY; $1.9B in share repurchases executed in 2025, with $1.1B remaining authorization
• • Headcount rose ~11% to ~8,000 employees (from ~7,200), with ~2,000 now in Philippines, India, Australia and rest of world, signaling accelerated offshore staffing build-out
• • Arch formally designated as an Internationally Active Insurance Group (IAIG) by Bermuda's BMA in 2024, subjecting it to new global ICS capital standards beginning 2025 — a first-time regulatory milestone with ongoing capital framework implications

What are the latest ACGL SEC filings in 2026?

Arch Capital Group (ACGL) has filed a 10-K annual report on February 26, 2026, a 10-Q quarterly report on May 5, 2026, an 8-K current report on July 28, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did ACGL file its most recent 10-K annual report?

Arch Capital Group (ACGL) filed its most recent 10-K annual report on February 26, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view ACGL 10-Q quarterly reports?

Arch Capital Group (ACGL)'s most recent 10-Q quarterly report was filed on May 5, 2026. SignalX displays every ACGL 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has ACGL filed recently?

Arch Capital Group (ACGL)'s most recent 8-K was filed on July 28, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find ACGL insider trading activity (Form 4)?

SignalX aggregates every ACGL Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does ACGL file with the SEC?

Arch Capital Group (ACGL) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new ACGL filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Arch Capital Group (ACGL).

What is ACGL's SEC CIK number?

Arch Capital Group (ACGL)'s SEC CIK (Central Index Key) number is 947484. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 947484 to look up all ACGL filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find ACGL return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Arch Capital Group (ACGL) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.