Arch Capital Group (ACGL) FY2025 10-K Annual Report
Arch Capital Group (ACGL) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 26, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
Arch Capital Group FY2025 10-K Analysis
Business Overview
- • Core model: Bermuda-based specialty (re)insurer across insurance, reinsurance, and mortgage segments; $16.5B net premiums written, $4.4B net income in FY2025
- • MCE Acquisition (Allianz U.S. Middle Market P&C and Entertainment, closed Aug 2024) fully integrated; expanded U.S. middle market presence and added entertainment insurance as a new niche
Management Discussion & Analysis
- • Net income $4,359M in 2025 vs $4,272M in 2024; after-tax operating income $3,700M vs $3,542M YoY
- • Net income ROAE 20.1% vs 22.8%; Operating ROAE 17.1% vs 18.9%; book value per share $65.11, up 22.6%
Risk Factors
- • Bermuda CIT Act effective Jan 1, 2025 introduces new corporate income tax; OECD Pillar II top-up tax risk remains despite Credits Act offset
- • Trump administration tariffs on imports creating ripple-effect exposure across insured industries; long-term economic slowdown impact unquantifiable
Arch Capital Group FY2025 Key Financial MetricsXBRL
Revenue
$19.9B
▲ +14.3% YoY
Net Income
$4.4B
▲ +2.0% YoY
Net Margin
22.1%
▼ -265bp YoY
ROE
18.2%
▼ -254bp YoY
Total Assets
$79.2B
▲ +11.8% YoY
EPS (Diluted)
$11.60
▲ +3.7% YoY
Operating Cash Flow
$6.2B
▼ -7.5% YoY
Source: XBRL data from Arch Capital Group FY2025 10-K filing on SEC EDGAR. All figures in USD.
Other Arch Capital Group Annual Reports
Get deeper insights on Arch Capital Group
Access full AI analysis, insider trading data, fund holdings, and cross-signal detection on SignalX.