8-K current report · filed May 15, 2026

AMERICAN COASTAL INSURANCE Corp (ACIC) 8-K Current Report: May 15, 2026

Short answer

AMERICAN COASTAL INSURANCE Corp (ACIC) filed an 8-K current report with the SEC on May 15, 2026 reporting Item 8.01 (Other Events). 2026/27 Core CAT limit increased 14.4% to $1.918B, strengthening protection against catastrophe losses.

AMERICAN COASTAL INSURANCE Corp 8-K event analysis

AI summary of each reported item and its exhibits

Item 8.01 · Other Events

  • 2026/27 Core CAT limit increased 14.4% to $1.918B, strengthening protection against catastrophe losses
  • First-event limit rose 26.3% to $1.68B, while first-event retention increased to $49M, or 15.4% of equity
  • $200M of new multi-year catastrophe bonds and a 15.0% quota share diversified reinsurance capacity
  • Provisional catastrophe reinsurance cost declined 11.1% to $179.5M, excluding quota-share cost and reinstatement premiums
  • FHCF coverage elected at 90%, providing projected $571.5M Florida-only coverage attaching at $363.7M

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