8-K current report · filed Aug 4, 2026

Palomar Holdings, Inc. (PLMR) 8-K Current Report: August 4, 2026

Item 2.02Item 8.01Item EX-99.1PLMR overview

Short answer

Palomar Holdings, Inc. (PLMR) filed an 8-K current report with the SEC on August 4, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Q2 fiscal 2026 results covered quarter ended June 30, 2026.

Palomar Holdings, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 fiscal 2026 results covered quarter ended June 30, 2026
  • Press release issued August 4, 2026 and filed as Exhibit 99.1

Item 8.01 · Other Events

  • Initial quarterly cash dividend of $0.45 per common share declared
  • Dividend payable September 2, 2026, to shareholders of record August 19, 2026
  • First recurring capital return signals confidence in cash generation and shareholder distribution capacity

Item EX-99.1 · Exhibit EX-99.1

  • Q2 adjusted net income $63.8M, up 31.4%, with adjusted EPS $2.36, up 34.1%; 15th consecutive earnings beat
  • Gross written premiums rose 27.0% to $630.5M, led by Surety & Credit up 235.6% and Crop up 96.0%
  • Underwriting remained profitable but deteriorated: adjusted combined ratio 76.7% versus 73.1%, driven by higher non-catastrophe losses
  • Net investment income increased 49.2% to $20.0M, supported by higher yields and $1.7B of cash and invested assets
  • New $0.45 quarterly dividend, alongside $41.0M spent repurchasing 368,719 shares; adjusted net income guidance raised to $270M-$280M

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