Short answer
Palomar Holdings, Inc. (PLMR) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $245M (up 64.8% year over year) with net income of $51M.
Q3 2025 key financials · XBRL
- Revenue
- $245M
- +64.8% YoY · +20.3% QoQ
- Net income
- $51M
- +68.7% YoY · +10.6% QoQ
- EPS (diluted)
- $1.88
- +63.5% YoY · +12.6% QoQ
Source: XBRL data from the Palomar Holdings, Inc. (PLMR) Q3 2025 10-Q on SEC EDGAR. USD.
Palomar Holdings, Inc. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New catastrophe bond $525M issued Q2 2025, effective June 1, 2025 to June 1, 2028, expands reinsurance coverage for earthquake events
- Reinsurance payment risk updated: $477.5M recoverables as of Sept 30, 2025, reinsurer defaults may impact liquidity and claims settlement timing
- Regulatory risk: A.M. Best rating stable at “A” but downgrade risks from capital adequacy, reserve adequacy, or investment losses could limit underwriting and debt compliance
- Operational risk: Concentration in California expanded, 31% premiums YTD 2025 vs 43% full year 2024, increasing exposure to regional catastrophes and regulatory shifts
- Financial risk: Reinsurance retention $20M earthquake, $11M hurricane events; catastrophe bond issuances offset exposure but reliance on securing adequate future terms remains critical
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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